we still have the right to bear arms here (unlike the UK). ALL my weapons are loaded and I'm trained and unafraid to use them on any intruder(s).
I'll take my chances with a jury of my peers, rather than chance someone carrying out my wishes after I'm dead. I've had two attempts to rob me in the last 10 or so years. a 12 guage shotgun was an ample persuader to change the crooks intentions.
I don't see how any hypothetical "police insurance" would have helped me.
my money, my vehicle, and/or my life would have been gone long before the law enforcement could have gotten to their vehicles, let alone made it to my home.
the Boy Scouts have a great motto, "Be Prepared". we, as free citizens should heed this motto's meaning.