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The Democrats Fix Social Security. The mean Republicans won't allow it.Vote for Dems! - 10-08-2019, 02:55 AM

Social Security Reform has the potential to be a big campaign issue in 2020 and this program to fix SS has been 6 yrs in the making by Democrats.


Here’s what Congress may do to fix Social Security this fall

PUBLISHED MON, OCT 7 20192:00 PM EDTUPDATED MON, OCT 7 20192:43 PM EDT
Lorie Konish
@LORIEKONISH
KEY POINTS https://www.cnbc.com/2019/10/07/here...this-fall.html

Supporters of a legislative proposal that would extend the program’s solvency and protect workers’ benefits are hoping to see a vote on the floor of the House of Representatives this fall.

The legislation currently has 209 co-sponsors. Yet it faces one key challenge: getting Republican support for the Democratic proposal that seeks to expand, not cut, workers’ benefits.

One other area of reform that has more bipartisan interest — a change to a rule affecting public workers’ benefits — could also get some attention.

When Rep. Bill Pascrell, Jr., D-N.J., visited a senior living center in Englewood, New Jersey, last week, he had one main focus: Social Security reform.

Speaking to a room full of older Americans, Pascrell painted an urgent picture of what needs to happen in order to shore up the nation’s insurance program.

“Social Security is not going to die in the next couple of years,” Pascrell said. “But in about 10 years, it’s going to have to go into the trust to pay benefits.”

Social Security has $2.9 trillion in its reserves. However, with 10,000 baby boomers becoming eligible to collect retirement benefits every day, the system will face challenges in the coming years, Pascrell said.

In 2035, Social Security’s combined trust funds will only be able to pay about 80% of promised benefits, according to the Social Security Administration.

“It’s about time we had the guts to face what we’re doing and simply not kick the can down the road,” Pascrell said.

Some Washington politicians would rather wait until later and then raise the retirement age, he said. Pascrell said he sees a better way: passing a proposed bill called the Social Security 2100 Act.


Social Security projected to be depleted in 2035: Report
Supporters of the legislation hope to bring it up for a vote this fall. Pascrell asked his constituents on Friday for help.

“You have a voice in the Congress of the United States,” Pascrell said.

How Social Security 2100 would work

The campaign to win over supporters in congressional districts has been six years in the making, according to Pascrell.

That’s how long the Social Security 2100 Act has been in the works, he said. Led by Rep. John Larson, D-Conn., the bill currently has 209 co-sponsors in the House. It needs 218 votes to pass. Thus far, the challenge has been getting Republican support.

In keeping with its name, the bill aims to extend the solvency of the program into the next century. The measure also aims to give workers who are or who will be receiving benefits a raise that would equal 2% of the average benefit.

To pay for those changes, the bill would raise payroll taxes. That includes what Democrats call modest increases for all workers, increasing the rate to 7.4% of wages from 6.2% between 2020 and 2043. The bill also introduces new levies for those with wages over $400,000. Currently, only wages up to $132,900 are taxed.

Other changes include using a different index for calculating the annual cost-of-living adjustment, as well as increasing the thresholds before benefits are taxed. Those would be bumped up to $50,000 for individuals and $100,000 for couples who file jointly, up from current levels of $25,000 and $32,000, respectively.

In a July committee hearing, Republicans, including Rep. Kevin Brady, R-Texas, complained that the changes could put an undue financial burden on millennials, who may pay in more than they eventually get back.

It’s about time we had the guts to face what we’re doing and simply not kick the can down the road.
Rep. Bill Pascrell, Jr.
CONGRESSMAN, D-N.J.

However, some members of Pascrell’s audience were receptive. That included Dorothy Cox, 77, of Englewood, who said she it always bothered her that Social Security payroll taxes were capped.

“I really think we should be increasing that, and I was glad to see that that was something that was in the legislation now,” Cox said.

Backers of Social Security reform, including the advocacy group Social Security Works, hope to see movement on the bill before Thanksgiving.

“It’s a perfect issue to be debated in the lead up to the 2020 election and have a vote on it,” Social Security Works President Nancy Altman said.

Other changes
In addition to the reform measures in Social Security 2100, legislators have also put forward a couple of bills to address the windfall elimination provision, or WEP. That rule provides a special calculation for Social Security benefits if you have a pension from non-covered work, such as state and local government workers.

That often reduces the amount of money they receive from Social Security.

Rep. Brady introduced a bill this summer that would change the formula to give those workers a bigger slice. Recently, Rep. Richard Neal, D-Mass., introduced his own bill that would also change the WEP formula.

Neal’s proposal would give retirees affected by the WEP $150 per month in relief payments, up from $100 per month promised in Brady’s bill.

One key difference between the two proposals is that Neal’s plan bars any new benefit reductions on roughly 18 million workers who have some earnings not covered by Social Security, and who also do not receive pensions from that work, according to Chantel Boyens, principal policy associate at the Urban Institute.

It also protects workers who might get pinched by letting them receive the higher benefit based either on the current WEP formula or the new calculation, Boyens said.

“The Neal bill is better policy because it improves benefits, and there’s no losers under it,” Altman said.

It is unclear whether Brady and Neal will work across the aisle to get the WEP proposals moving.

Yet Altman sees similarities between Neal’s proposed WEP reform and the Social Security 2100 Act, particularly because they seek to set higher minimums and increase benefits.

“The bills, in my mind, are completely consistent,” Altman said. “I think it would be great if they were combined into a single bill.”

Information on the WEP bill: https://trta.org/federal-legislation...ep-introduced/


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10-08-2019, 08:57 AM

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To pay for those changes, the bill would raise payroll taxes.

  
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10-08-2019, 09:05 AM

If I'm Trump, I'd come out in full force to support it, and say it's about time the dems did something, I've been begging them to put something on my desk, maybe they finally got off their asses.

and then push the Senate to pass it, have a historic signing of the law and then use it on the 2020 campaign trail.

If this keeps our borders safe by NOT letting the dems back into the WH, i'm all for it. Plain and simple.


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10-08-2019, 09:33 AM

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Originally Posted by ChicagoRJ View Post
If I'm Trump, I'd come out in full force to support it, and say it's about time the dems did something, I've been begging them to put something on my desk, maybe they finally got off their asses.

and then push the Senate to pass it, have a historic signing of the law and then use it on the 2020 campaign trail.

If this keeps our borders safe by now letting the dems back into the WH, i'm all for it. Plain and simple.
I agree. That would be awesome!


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10-08-2019, 09:45 AM

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I agree. That would be awesome!
As if the useless Dems are ever going to secure our border.

The article forgot to mention the freighter loads of pork attached to this bill.

I don't know what exactly it is but you can bet your bottom dollar it's there. It always is.

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10-08-2019, 09:49 AM

How about the "payroll taxes may only be used to fund Social Security" bill first?
  
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10-08-2019, 10:12 AM

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I agree. That would be awesome!
I'm glad you think increasing taxes is a good idea.....it proves that you're nowhere near "middle of the road" as you claim.....it just forces out your true leftist true colors. All the same, I appreciate your honesty.

This is not a fix.....only a hardline lefty socialist would think this is a good idea. Coincidence?


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10-08-2019, 10:31 AM

I wish they would just remove the cap on it, let everyone pay on every dollar made with no exceptions.
  
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10-08-2019, 10:34 AM

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I'm glad you think increasing taxes is a good idea.....it proves that you're nowhere near "middle of the road" as you claim.....it just forces out your true leftist true colors. All the same, I appreciate your honesty.

This is not a fix.....only a hardline lefty socialist would think this is a good idea. Coincidence?
Its not the fix you want. Yet your side of the aisle has nothing, absolutely
nothing to contribute to fix the situation near its original intent. So why not address your
concern to them? This just exposes the fact that the Republicans don't care for
programs that have helped people for decades. They only care about how much they
can pilfer the program, devalue it, and preach their doctrine of hate on every thing done
for people. Otherwise they would be in there doing something to help us fix problems
that made you happy.

They do espouse their caring for corporations though.


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10-08-2019, 10:35 AM

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How about the "payroll taxes may only be used to fund Social Security" bill first?
Here's some of the skinny. The Social Security program has been generating net cash flow/assets of ~2.8 to 3 Trillion dollars since 1983. The "problem" is that by "LAW," those "assets" are REQUIRED to be invested in "special issue" government bonds, or notes of indebtedness, which is actually the ONLY part of SS, that the government can access, unless my research on the matter is incorrect. Here is where I get a tad lost. What I find a little confusing (not really), is the meager interest rate that the government sets with regards to bonds that these funds are forced into via "LAW", which I believe is around 2.85%. If as an investor, I came to a consortium with a cash outlay of nearly 3 TRILLION to lend, and they offered me 2.8% interest, on my money over 15 years, I would tell them to pizz up a rope. I guess when you are making the rules on the money you are in essence borrowing it's a bit easier.


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10-08-2019, 10:36 AM

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I agree. That would be awesome!
I don't. It would be stupid.


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10-08-2019, 10:42 AM

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I wish they would just remove the cap on it, let everyone pay on every dollar made with no exceptions.
No thank you.

In your plan, would you be increasing benefits as well, or should those who earn more than the cap just eat the additional 6.2-12.4% tax?

More than enough money is taken from each of us to cover the benefits we would be owed by SS and more. I have shown the math a nauseating number of times over the years on how you are being fleeced by the SS program, but few seem to care.

Giving the State more money fixes nothing.
  
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10-08-2019, 10:43 AM

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Indeed. Usually it is essential to understand how a program functions before you begin offering "fixes" to something, the mechanisms of which, you don't understand. As "we" have seen with healthcare however, the government never seems to miss an opportunity to create 3 problems to "fix" 1. Often times their (government) actions would be net positive, if they took no action at all...Addition via subtraction.


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10-08-2019, 10:46 AM

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Its not the fix you want. Yet your side of the aisle has nothing, absolutely
nothing to contribute to fix the situation near its original intent. So why not address your
concern to them?
I stopped reading at that. You must have read the same socialist brochure the far left 'free stuff' (that someone else pays for) Sanders-type socialists wrote.....but the reality isn't a rosey path, it's poop lined streets.

I really don't have any concerns about SS. I created my own retirement, I don't need the leftists pinching what's mine under the guise of doing it for me. Are you really this naive that you think (and I use this tern loosely) that the R's are the only ones dipping into SS? If you truly believe that, then yes......the question was rhetorical.


If you tolerate this, then your children will be next.


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10-08-2019, 11:47 AM

First of all, only a moron would expect the same idiots who've raided, robbed, and destroyed the system to now "fix" it with more of the same inept mismanagement and waste.
Second, the vast majority of Americans would be MUCH better off if they had been able to invest the same money taken from them in payroll taxes into the market.
Letting unmotivated dolts in the federal bureaucracy handle your money is like letting pedophiles handle your kid's childcare needs.


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