Scott Frost broke his wrist this week

Nostroke

AzB Silver Member
Silver Member
lol, (recently on General Hospital...) in a world like ours in which we celebrate the legendary road agents, the hustlers, and con men in stories, books, awards, a HOF, and even an encyclopedia fer goodness gracious sakes, it is more than a little funny for anyone to get their panties in a big ol' wad over something like this.

And, if you have ever gotten an itemized bill from a hospital for an operation and follow-up care you would know that some health care organizations are running the biggest legit scams in the country.

Lou Figueroa

He is the one sending those bills
 

lfigueroa

AzB Silver Member
Silver Member
He is the one sending those bills


To an extent, that's part of life. Whether it's the uninsured driver, the shoplifter, or welfare cheats. On the other hand, when you see the gorgeous landscaping, big fountains, art work in the hallways, and all the new construction at some of our major medical centers, I think they're doing OK covering the non-payers and then some. Actually, a lot some.

Lou Figueroa
 

00john

AzB Silver Member
Silver Member
He's been posting pictures and asking for people who may know a good surgeon in the Arizona area. Looks like if he doesn't have surgery soon the doctor said his bridge hand may never work right again. Doctor said it may end his career if it's not fixed soon and correctly.

Did he sign up for Obamacare?
 

ykndoit

UnRegistered Abuser
Silver Member
Looks as most of you all are jumping to conclusions that Scott is wanting to "cheat" the system. He stated he intends to put down a "large cash deposit". Period. Maybe he is, maybe he isn't......

A guy throws a punch at another guy(friend?) and that guy ducks and the guy throwing the punch punches an immovable object.
So says the gossip train......

Still sympathetic or now empathetic? Or do you even know the difference......

If you feel this post is about you, it probably is(or is it?).
 

00john

AzB Silver Member
Silver Member
FWIW, here are a few tips for all w/ no insurance, from my people across the country & personal experience:

- it's becoming a monopoly, so be careful. EX: our city hospital, merged w/ it's competitor hospital. then merged with 4 urgent cares in town. plus several large private practices. if ANY of the above pull you up in the system, they ALL can see if you've paid.

- when @ the ER, it is understandable that you might not have any ID on you (for obvious reasons). you can give them any name/address you want.

- when a "spouse" or "child/parent" takes you to the ER, they don't ask for proof. that person can sign all paperwork guaranteeing useless payment, as "Medical Power of Atty".

- the fastest way to get seen ASAP, is to mention: HEART ATTACK or ASTHMA ATTACK or STROKE. and on a scale of 1 to 10 pain, it's a 10. (i'm sure Scott's wrist is hurting so bad, that he might be having shortness of breath)

- exit out the front door, or waltz right past the payment window @ back door as if you're simply going outside to smoke.

- technically, you can't be held responsible for anything you sign, because you are under duress (applicable only to ER & Urgent Care).

- if you have 2nd or 3rd opinions, and they differ from previous, those can be used to negate original invoices.

- when all else fails, play the "single mother w/ no child support & no insurance" card. it'll get you 50%-100% discount.

for them, it's all about write-offs & grants & milking the insurance companies. (my firm also audited hospitals.) and playing the game....


*please don't think poorly of me personally; i'm trying to help. this is a conglomeration of info from my self-employed associates who have no insurance & dwindling income.
I understand your post is meant to be helpful and i am in no way critical of it. Reading it really points out why we needed to reform the health care system. I am pretty sure 97% of Pro pool players would qualify for subsidized ACA costs?
 

lost

AzB Silver Member
Silver Member
What is absolutely CRIMINAL is that

A hospital can and usually does charge an uninsured individual up to 5-8X more than they will accept from an Insurance company. One simple law could stop this but no one ever talks about it-except me.

Im sure the lawyers could change this to 3000 words but here is my version.

"Under no circumstances may a hospital bill an individual more than 150% of the amount that they accept from any Insurance Plan for the same service/procedure".

That allows them to still screw you a LITTLE and also recognizes volume discounts (the insurance plans) so it might have a chance at passing.

I don't get this at all. Are you referring to the deductible the patient might have to pay vs. the entire cost?
What I hear most often is that a cash customer can get a discount...although they certainly would like to see some evidence.
 

PINKLADY

ICNBB
Silver Member
To an extent, that's part of life. Whether it's the uninsured driver, the shoplifter, or welfare cheats. On the other hand, when you see the gorgeous landscaping, big fountains, art work in the hallways, and all the new construction at some of our major medical centers, I think they're doing OK covering the non-payers and then some. Actually, a lot some.

Lou Figueroa

oh REALLY? hmmmm....
back on topic - i don't know When, Where, Why, How, about Scott Frost. and i'm not invested in this non-report of lacking facts. but i wish him & his wrist, well. hopefully he will read herein & get some good info.

PL <---- WMT is one of my accounts
:eek:
 

Nostroke

AzB Silver Member
Silver Member
I don't get this at all. Are you referring to the deductible the patient might have to pay vs. the entire cost?
What I hear most often is that a cash customer can get a discount...although they certainly would like to see some evidence.

NO! read it again-clear as can be
 

DaddysVisa

AzB Silver Member
Silver Member
FWIW, here are a few tips for all w/ no insurance, from my people across the country & personal experience:

- it's becoming a monopoly, so be careful. EX: our city hospital, merged w/ it's competitor hospital. then merged with 4 urgent cares in town. plus several large private practices. if ANY of the above pull you up in the system, they ALL can see if you've paid.

- when @ the ER, it is understandable that you might not have any ID on you (for obvious reasons). you can give them any name/address you want.

- when a "spouse" or "child/parent" takes you to the ER, they don't ask for proof. that person can sign all paperwork guaranteeing useless payment, as "Medical Power of Atty".

- the fastest way to get seen ASAP, is to mention: HEART ATTACK or ASTHMA ATTACK or STROKE. and on a scale of 1 to 10 pain, it's a 10. (i'm sure Scott's wrist is hurting so bad, that he might be having shortness of breath)

- exit out the front door, or waltz right past the payment window @ back door as if you're simply going outside to smoke.

- technically, you can't be held responsible for anything you sign, because you are under duress (applicable only to ER & Urgent Care).

- if you have 2nd or 3rd opinions, and they differ from previous, those can be used to negate original invoices.

- when all else fails, play the "single mother w/ no child support & no insurance" card. it'll get you 50%-100% discount.

for them, it's all about write-offs & grants & milking the insurance companies. (my firm also audited hospitals.) and playing the game....


*please don't think poorly of me personally; i'm trying to help. this is a conglomeration of info from my self-employed associates who have no insurance & dwindling income.

People exaggerate their pain all the time to try to get in quicker, or just out of a need for sympathy. We expect that. Those pain scales are pretty useless clinically.

But, saying you have chest pain, shortness of breath or stroke symptoms in order to get in quicker so you can get some medication refilled, or some paperwork filled out or your 6 months of knee pain looked at? As an ER doc myself, I see this occasionally. It might get you past the triage nurse and into a room quicker. But most ER docs have developed pretty good bulls**t detectors. At some point the REAL reason for your visit becomes obvious. You'll still get your expensive workup for your fake complaint, seeing as how doctors are forced to practice "cover-your-ass" medicine. But of course you're not going to pay for it anyways, so who cares right? But once that workup comes back negative and you need that unrelated workplace medical filled out or something, see how long it takes to get it filled out, if they even agree to do it at all. Then you might wait 8 hours in your little room instead of the waiting room.
 

lost

AzB Silver Member
Silver Member
NO! read it again-clear as can be

I read it fine. You are saying that somebody with a broken wrist, but can pay with cash, will pay 5 to 8 times what the hospital will bill the insurance company of another patient?

I'm just not buying it.
 

CocoboloCowboy

Cowboys are my hero's
Silver Member
I read it fine. You are saying that somebody with a broken wrist, but can pay with cash, will pay 5 to 8 times what the hospital will bill the insurance company of another patient?

I'm just not buying it.


Insurance companies work deal with hospitals, providers, laboratories, dme providers to pay a contract price for goods, and services.

Normally the patient has co pays also they are responsible for. Most of the physicians out wherein live want co pay at time of service, or they can just not find an appointment for you.

My step sone injured his wrist, it was in a cast for like 6 weeks. He Needed the cast off, and his employer would not let him return to work without a release from the doctor saying he could go back to work.

If I recall his copayment was sixty bucks, to see the doctor, remove the case, a
Get the work release. He did not have the $60.00 so his golf clubs went to a pawn shop for about two weeks. Think it cost him $75.00 to get the club out of hock.

Point is he took responsibility for his problem, and he had medical insurance from that employer.

Hospitals, and Physicians will go after you for non payment, if your have a job, vehicle, own a home, they will get a judgement in court. When you don't pay the judgement. They will get what is called a writ of execution, and come after your paycheck, vehicle, or other assets.

Plus you will be looking at attorney fees, court costs, collection fees, interest, etc. added to the initial judgement.

If you have no regular job, live in your car, have no money in the bank, they can't get much from you.
 

PINKLADY

ICNBB
Silver Member
People exaggerate their pain all the time to try to get in quicker, or just out of a need for sympathy. We expect that. Those pain scales are pretty useless clinically.

But, saying you have chest pain, shortness of breath or stroke symptoms in order to get in quicker so you can get some medication refilled, or some paperwork filled out or your 6 months of knee pain looked at? As an ER doc myself, I see this occasionally. It might get you past the triage nurse and into a room quicker. But most ER docs have developed pretty good bulls**t detectors. At some point the REAL reason for your visit becomes obvious. You'll still get your expensive workup for your fake complaint, seeing as how doctors are forced to practice "cover-your-ass" medicine. But of course you're not going to pay for it anyways, so who cares right? But once that workup comes back negative and you need that unrelated workplace medical filled out or something, see how long it takes to get it filled out, if they even agree to do it at all. Then you might wait 8 hours in your little room instead of the waiting room.

i completely agree with you. and am in no way attacking you. and in a perfect world....
but let me pose you this - you go to urgent care w/ heart attack symptoms (my former husband had them, so i now am learned in what they are). urgent care orders an ambulance after EKG read wrong, to ER/hospital. 4hrs later, and $4K later, the ER sends you home w/ only saline & oxygen.

fast forward, 2 people w/ same symptoms, 6 mos later & another $2K expense & 6 more doctor visits (CASH/no insurance, paid) & base-line bloodwork @ 50% flags, (and ZERO income cause you're too sick to work), it's finally determined (for the SAME reason of original admittance), that it's equivalent of Legionaire's Disease?

do you pay that $4K ER invoice?
especially knowing that the company has accounted for the loss % in markup?
when you're struggling to pay your mortgage?

public HC quality has diminished, unfortunately. (no offense) through NO FAULT of the deserved DOCTORS/NURSES. ObamaCare is an to attempt to generate cash flow. to hopefully cover those who are, and have been, allowed to take advantage of the System for years via Medicaid. and it's not affordable. what i see/hear, are the rest, who are taking their power back. i was simply conveying Word on the Street. doesn't apply to me. and yes, i'd pay double to spend half the time; time is money.

back to Scott Frost's issues -
.
 

jtaylor996

AzB Silver Member
Silver Member
If hospitals think a patient can't pay, they pile on crazy charges to increase the losses on their balance sheet... thus reducing the amount if tax they owe, and increasing the support they get from the state.

They don't give a shit that it will put said patient into bankruptcy.

This is at least as criminal as anything else I've heard in this thread.
 

lost

AzB Silver Member
Silver Member
Insurance companies work deal with hospitals, providers, laboratories, dme providers to pay a contract price for goods, and services.

Normally the patient has co pays also they are responsible for. Most of the physicians out wherein live want co pay at time of service, or they can just not find an appointment for you.

My step sone injured his wrist, it was in a cast for like 6 weeks. He Needed the cast off, and his employer would not let him return to work without a release from the doctor saying he could go back to work.

If I recall his copayment was sixty bucks, to see the doctor, remove the case, a
Get the work release. He did not have the $60.00 so his golf clubs went to a pawn shop for about two weeks. Think it cost him $75.00 to get the club out of hock.

Point is he took responsibility for his problem, and he had medical insurance from that employer.

Hospitals, and Physicians will go after you for non payment, if your have a job, vehicle, own a home, they will get a judgement in court. When you don't pay the judgement. They will get what is called a writ of execution, and come after your paycheck, vehicle, or other assets.

Plus you will be looking at attorney fees, court costs, collection fees, interest, etc. added to the initial judgement.

If you have no regular job, live in your car, have no money in the bank, they can't get much from you.

Sure I understand that.
The last time I had to go to clinic for services, upon telling them I was uninsured they asked how I was going to pay. I said credit card, and they gave me a discount, and they certainly didn't charge me 5 to 8 times what they would have billed my insurance company if I had one.

Hospitals pretty much have to provide care, so an uninsured patient that has the means to pay isn't going to be effectively turned away by charging some exorbitant amount (like 5 to 8 times) above and beyond their costs.

I have no idea what hospitals put on their books as an expense for people they know they will never get a dime from anyway.
 

BJTyler

AzB Member
Silver Member
FWIW, here are a few tips for all w/ no insurance, from my people across the country & personal experience:

- it's becoming a monopoly, so be careful. EX: our city hospital, merged w/ it's competitor hospital. then merged with 4 urgent cares in town. plus several large private practices. if ANY of the above pull you up in the system, they ALL can see if you've paid.

- when @ the ER, it is understandable that you might not have any ID on you (for obvious reasons). you can give them any name/address you want.

- when a "spouse" or "child/parent" takes you to the ER, they don't ask for proof. that person can sign all paperwork guaranteeing useless payment, as "Medical Power of Atty".

- the fastest way to get seen ASAP, is to mention: HEART ATTACK or ASTHMA ATTACK or STROKE. and on a scale of 1 to 10 pain, it's a 10. (i'm sure Scott's wrist is hurting so bad, that he might be having shortness of breath)

- exit out the front door, or waltz right past the payment window @ back door as if you're simply going outside to smoke.

- technically, you can't be held responsible for anything you sign, because you are under duress (applicable only to ER & Urgent Care).

- if you have 2nd or 3rd opinions, and they differ from previous, those can be used to negate original invoices.

- when all else fails, play the "single mother w/ no child support & no insurance" card. it'll get you 50%-100% discount.

for them, it's all about write-offs & grants & milking the insurance companies. (my firm also audited hospitals.) and playing the game....


*please don't think poorly of me personally; i'm trying to help. this is a conglomeration of info from my self-employed associates who have no insurance & dwindling income.


Wow...what a scumbag post....and simply adding a disclaimer at the doesn't excuse much.
 

Nostroke

AzB Silver Member
Silver Member
I read it fine. You are saying that somebody with a broken wrist, but can pay with cash, will pay 5 to 8 times what the hospital will bill the insurance company of another patient?

I'm just not buying it.

If you just wait for the bill -you will 100% be billed 5x more at minimum-


Now if you squawk they will likely work with you some but they DONT HAVE TO and you may wind up working with the collection agency. If you pay it-they will take it FOR SURE immediately or over time.

and from what i read Scott doesnt have cash-he has a down payment in cash.
 
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PINKLADY

ICNBB
Silver Member
Wow, I don't even no where to begin with a post like this. You win the #1 scumbag post of the year! Some of these things are just immoral and some can get you thrown in jail. As a medical professional, this kind of stuff just disgusts me. There are ways to play the game right and legal, and then there are the ways you discuss. I hope no one takes advice from you.

Wow...what a scumbag post....and simply adding a disclaimer at the doesn't excuse much.

thank you, both. for completely missing my point(s).
as well as others'.
no wonder KVINBRWR & i have been laughing-in-my-head for the past 3 hrs.
 

BJTyler

AzB Member
Silver Member
thank you, both. for completely missing my point(s).
as well as others'.
no wonder KVINBRWR & i have been laughing-in-my-head for the past 3 hrs.

Did I misinterpret your suggestion to fake a heart attack in order to speed your way through the ER triage process?

Basically your list of "tips" could serve as a douche-bag's primer to obtaining medical care.

Perhaps you could follow up with a list of "tips" on how to obtain free pool cues & accessories on AZ billiards.
 
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