Scott Frost broke his wrist this week

PINKLADY

ICNBB
Silver Member
see below in CAPS, please

Did I misinterpret your suggestion to fake a heart attack in order to speed your way through the ER triage process?

NOPE, YOU CAUGHT IT RIGHT. TRY SITTING IN THE ER FOR 3 HRS WHEN YOU CAN'T BREATHE FROM AN ASTHMA ATTACK, CAUSE YOU WERE STUPID ENOUGH TO NOT BE ABLE TO TELL THEM YOU CAN'T BREATHE.
TRY HAVING A HEART ATTACK, AND TELLING THEM @ ER "Ï DON'T KNOW?" - AND DROPPING DEAD IN THE WAITING ROOM.
WHILE OTHERS W/ FLU SYMPTOMS ARE USHERED-IN BEFORE YOU & YOURS....

Basically your list of "tips" could serve as a douche-bag's primer to obtaining medical care.

IT'S COMMON KNOWLEDGE. "WE" JUST DON'T KNOW IT. NOW I DO, AND I THOUGHT I WAS SHARING IT W/ YOU?

Perhaps you could follow up with a list of "tips" on how to obtain free pool cues & accessories on AZ billiards.

ASK SCOTT LEE OR LEE BRETT OR KAMUI OR JA OR CJ OR AZB, WHAT I'VE GOT IN MY GARAGE TO PAY-IT-FORWARD.

and yáll wonder WHAT'S WRONG WITH POOL?
that's the least of its problems....

OP - i apologize for the hijack. it was NEVER intended.
 

spktur

AzB Silver Member
Silver Member
Sure I understand that.
The last time I had to go to clinic for services, upon telling them I was uninsured they asked how I was going to pay. I said credit card, and they gave me a discount, and they certainly didn't charge me 5 to 8 times what they would have billed my insurance company if I had one.

Hospitals pretty much have to provide care, so an uninsured patient that has the means to pay isn't going to be effectively turned away by charging some exorbitant amount (like 5 to 8 times) above and beyond their costs.

I have no idea what hospitals put on their books as an expense for people they know they will never get a dime from anyway.

This is fairly common both doctors and hospitals will negotiate with a cash customer. I've had a number of friends do this, you just have to have the money up front.
 

BJTyler

AzB Member
Silver Member
see below in CAPS, please



and yáll wonder WHAT'S WRONG WITH POOL?
that's the least of its problems....

OP - i apologize for the hijack. it was NEVER intended.

I reread your post several times to make sure I wasn't misreading something. I've read many of your previous posts, and it shocked me to see this coming from you. It's very clear that you're offering a list of "tips" to people on how to cheat the medical system. It's reprehensible, full stop. And you were very specific that Scott should mention shortness of breath so he could get his wrist examined sooner! That's unconscionable.

Any attempt by you to wash yourself of responsibility for your statements is wasted on me and most rational individuals with a conscience.

Have you ever asked yourself what would happen if everyone followed your advice???

That's what's wrong with pool, it's filled with too many people that basically don't consider or care about the long term consequences of their actions.
 
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DaddysVisa

AzB Silver Member
Silver Member
i completely agree with you. and am in no way attacking you. and in a perfect world....
but let me pose you this - you go to urgent care w/ heart attack symptoms (my former husband had them, so i now am learned in what they are). urgent care orders an ambulance after EKG read wrong, to ER/hospital. 4hrs later, and $4K later, the ER sends you home w/ only saline & oxygen.

fast forward, 2 people w/ same symptoms, 6 mos later & another $2K expense & 6 more doctor visits (CASH/no insurance, paid) & base-line bloodwork @ 50% flags, (and ZERO income cause you're too sick to work), it's finally determined (for the SAME reason of original admittance), that it's equivalent of Legionaire's Disease?

do you pay that $4K ER invoice?
especially knowing that the company has accounted for the loss % in markup?
when you're struggling to pay your mortgage?

public HC quality has diminished, unfortunately. (no offense) through NO FAULT of the deserved DOCTORS/NURSES. ObamaCare is an to attempt to generate cash flow. to hopefully cover those who are, and have been, allowed to take advantage of the System for years via Medicaid. and it's not affordable. what i see/hear, are the rest, who are taking their power back. i was simply conveying Word on the Street. doesn't apply to me. and yes, i'd pay double to spend half the time; time is money.

back to Scott Frost's issues -
.

If I had to pay an $4K hospital bill because an ECG was read incorrectly by someone who should be trained in ECG interpretation, I would not be happy about having to pay the bill, especially if money is tight. If it was due to a "hunch" by the doctor that turned out to be wrong iin the end I wouldn't be upset.

But it's hard for me to relate to that problem since I am from Canada. Like 95% of the people I see are covered through public healthcare where 100% of their visit is paid by the government. People just get what they need (like a consultation +/- surgery from a wrist specialist) regardless of ability to pay. In a system where 95% of the people are covered, there is little effort to collect the money from the 5% who aren't. But in a system where 20, or 30, or 50% aren't insured it would be a lot harder to stomach all those unrecoverable fees. (And I'm not really bashing US healthcare or Obamacare since I don't have any first-hand experience with it).
 

Nostroke

AzB Silver Member
Silver Member
This is fairly common both doctors and hospitals will negotiate with a cash customer. I've had a number of friends do this, you just have to have the money up front.

True- I was mostly referring to just being brought to the hospital in an emergency and what they will bill you .One time i was billed $21K and eventually they accepted $3600 from my Ins company

Another time they ACCEPTED my Co Pay for the emergency room, still billed me $3k plus and i eventually settled w the collection company for $1200 or so-maybe more. My Ins company somehow said they were allowed to bill me even though they took my co-pay

Another time i was allowed so many follow up visits by my INS company-The hosp knew how many but i didnt and they kept making more appointments- I had to pay the extra visits myself then too!!

Ive been F'd so many times by hospitals but nothing compared to my INSURED nephew whose emergency surgeon accepted NO INSURANCE! Its been 4 years and last i knew he was still paying.
 
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PINKLADY

ICNBB
Silver Member
If I had to pay an $4K hospital bill because an ECG was read incorrectly by someone who should be trained in ECG interpretation, I would not be happy about having to pay the bill, especially if money is tight. If it was due to a "hunch" by the doctor that turned out to be wrong iin the end I wouldn't be upset.

But it's hard for me to relate to that problem since I am from Canada. Like 95% of the people I see are covered through public healthcare where 100% of their visit is paid by the government. People just get what they need (like a consultation +/- surgery from a wrist specialist) regardless of ability to pay. In a system where 95% of the people are covered, there is little effort to collect the money from the 5% who aren't. But in a system where 20, or 30, or 50% aren't insured it would be a lot harder to stomach all those unrecoverable fees. (And I'm not really bashing US healthcare or Obamacare since I don't have any first-hand experience with it).

agreed.
and thank you - i missed that you were from Alberta. 3 of my furniture mfgs are Toronto & Montreal, so i completely understand your Canadian stance.
it's different here. and that's one of the reasons why yáll withstood the economic crash for the past 6 yrs.
 

lost

AzB Silver Member
Silver Member
True- I was mostly referring to just being brought to the hospital in an emergency and what they will bill you .One time i was billed $21K and eventually they accepted $3600 from my Ins company

Another time they ACCEPTED my Co Pay for the emergency room, still billed me $3k plus and i eventually settled w the collection company for $1200 or so-maybe more. My Ins company somehow said they were allowed to bill me even though they took my co-pay

Another time i was allowed so many follow up visits by my INS company-The hosp knew how many but i didnt and they kept making more appointments- I had to pay the extra visits myself then too!!

Ive been F'd so many times by hospitals but nothing compared to my INSURED nephew whose emergency surgeon accepted NO INSURANCE! Its been 4 years and last i knew he was still paying.

And yet most of the retired people I know either worked for the government or were in some union job in a big city.
They pay more out of pocket to get their nails or hair done than they do then when they visit a doctor, and they go alllll the time. And that is part of the problem too.

Oh and also the tremendous air time "ambulance chasing" lawyers buy on the radio and TV....even large blocks of 1/2 hours on weekends. And that is part of the problem.

My cousin is very highly respected orthopedic surgeon in Seattle
Another guy I know is a malpractice attorney in the East.
Which one do you suppose is richer by FAR?

Oh and my cousin donates a lot of time taking care of indigents in poor countries in Africa and elsewhere, and was doing it even when he was saddled with debts.
The lawyer spends his free time surfing in Costa Rica where he has one of his many residences.
 
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PINKLADY

ICNBB
Silver Member
And yet most of the retired people I know either worked for the government or were in some union job in a big city.
They pay more out of pocket to get their nails or hair done than they do then when they visit a doctor, and they go alllll the time. And that is part of the problem too.

Oh and also the tremendous air time "ambulance chasing" lawyers buy on the radio and TV....even large blocks of 1/2 hours on weekends. And that is part of the problem.

My cousin is very highly respected orthopedic surgeon in Seattle
Another guy I know is a malpractice attorney in the East.
Which one do you suppose is richer by FAR?

Oh and my cousin donates a lot of time taking care of indigents in poor countries in Africa and elsewhere, and was doing it even when he was saddled with debts.
The lawyer spends his free time surfing in Costa Rica where he has one of his many residences.

not that this has anything to do with Scott Frost's needs that he apparently can't google or pick up the phone for ref's hisself - but yáll are both right.

hospitals are billing $80/aspirin,
while
doctors are now forced to work for 35% @ 180 days arrears & layoffs inhouse,
while
the CEOs & pharmaceutical & insurance reps are in Tahiti.

just a little bit of trivia.
:eek:
 

mantis99

AzB Silver Member
Silver Member
not that this has anything to do with Scott Frost's needs that he apparently can't google or pick up the phone for ref's hisself - but yáll are both right.

hospitals are billing $80/aspirin,
while
doctors are now forced to work for 35% @ 180 days arrears & layoffs inhouse,
while
the CEOs & pharmaceutical & insurance reps are in Tahiti.

just a little bit of trivia.
:eek:

Hospitals charge $80 for an aspirin because so many people use the "tips" that were shown earlier, and they have to write off so much. I read that not so much as a to do list, but as a statement of how the system is often manipulated. That being said, it happens often, and the hospital is stuck with the bill while it still has to pay all of its staff and costs.

There is a lot more to the reasoning behind why some of this stuff is the way it is that most people out of the health care field don't really know. Some of it is reasonable, and some of course is not. Scott should call some good surgeons, explain his case, and try to get on a payment plan. Most will be willing to work something out.
 

CocoboloCowboy

Cowboys are my hero's
Silver Member
FWIW, here are a few tips for all w/ no insurance, from my people across the country & personal experience:

- it's becoming a monopoly, so be careful. EX: our city hospital, merged w/ it's competitor hospital. then merged with 4 urgent cares in town. plus several large private practices. if ANY of the above pull you up in the system, they ALL can see if you've paid.

- when @ the ER, it is understandable that you might not have any ID on you (for obvious reasons). you can give them any name/address you want.

- when a "spouse" or "child/parent" takes you to the ER, they don't ask for proof. that person can sign all paperwork guaranteeing useless payment, as "Medical Power of Atty".

- the fastest way to get seen ASAP, is to mention: HEART ATTACK or ASTHMA ATTACK or STROKE. and on a scale of 1 to 10 pain, it's a 10. (i'm sure Scott's wrist is hurting so bad, that he might be having shortness of breath)


- exit out the front door, or waltz right past the payment window @ back door as if you're simply going outside to smoke.


- technically, you can't be held responsible for anything you sign, because you are under duress (applicable only to ER & Urgent Care).

- if you have 2nd or 3rd opinions, and they differ from previous, those can be used to negate original invoices.

- when all else fails, play the "single mother w/ no child support & no insurance" card. it'll get you 50%-100% discount.

for them, it's all about write-offs & grants & milking the insurance companies. (my firm also audited hospitals.) and playing the game....


*please don't think poorly of me personally; i'm trying to help. this is a conglomeration of info from my self-employed associates who have no insurance & dwindling income.

Well before anyone try using any of this information personally. I would print these statements off, and run them past some local cop you happen to cross in your travels. Most Cops like giving people advice on how to say out of trouble, is is easier than writing a report for a booking.

A simple question like Deputy, Officer may I ask you a question. In this state are they any law, that I might be breaking if I was following directions, under there circumstances.

As with out any expert opinions from LEO where I live, I would be willing to guess some of this FREE information could wind you up in some legal troubles, could cost you a small fortune in attorneys fees to keep you out of jail, or prison.

Some places the theft of as little as $300.00 is a felony, so I am sure if you have conspired to to commit fraud by giving a false name, address, DOB, or Social Security Number. You are already made mistake one.

But I am sure if you do get caught up in some legal mess, hooked & booked, your need only mention the fact that you are a pal of the PINK LADY on AZB Forum, that will be your free pass, and do not go to jail card.

The best PINK information is in BOLD ABOVE.

LOL.
 

ShootingArts

Smorg is giving St Peter the 7!
Silver Member
everybody gets billed the same

everybody gets billed the same supposedly. Doesn't really happen as widespread violation of the law by charging different entities different fees for the same service is common. However, even if everyone is billed the same, what comes back is insurance paid this, write off is this much, you owe the remainder.

It is a racket with the insurance companies, hospitals, doctors, billing services, and even lawyers happily playing the game. The only ones that get burned are the people paying the premiums and the suckers that pay what they are billed. I routinely negotiate a third off of my larger bills, I see I should be shooting for much more.

My heart wasn't going pitter-patter just like it ought to maybe a decade ago. Still ain't, I ain't worried about it. Anyway, spent a day in the hospital, got billed for 23.5 hours even though I was there more like 25 hours between check-in and check out. What was the difference? My co-pay was capped at just under a thousand for a hospital stay. Outpatient when I stayed less than 24 hours had no cap!

Those people were the only medical center/hospital in the area I lived in. Someone piled into the back of my truck a half mile from that hospital, I left by ambulance and made them tote me to New Orleans! A handful of other times I needed tests or pictures, I always go somewhere else. Screwing me for a few thousand has cost them over a hundred thousand I suspect.

Oh yeah, about Scott, some of these injuries become much harder or impossible to repair if you wait too long. I would find somebody to work on it that specializes in hands and wrists. People with a paragraph long list of specialties specialize in nothing. When I had an ear problem the doctor's staff wanted to know which ear before they decided if he would be willing to see me!!

Hu
 
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Black-Balled

AzB Silver Member
Silver Member
HAHA.... Good one, I deserve that

Ya kinda did...:cool:

And perhaps the reason Scott felt he wanted to solicit input was because he 'found 3000 drs in the time it took him to post this on Facebook'?

It is pretty hard to discern doctor's differences, given a list of thousands of names. Some first-hand (wrist) experience someoene might share might be helpful, more helpful would be the responder who says 'my brother is a surgeon...'.
 

Black-Balled

AzB Silver Member
Silver Member
Sure I understand that.
The last time I had to go to clinic for services, upon telling them I was uninsured they asked how I was going to pay. I said credit card, and they gave me a discount, and they certainly didn't charge me 5 to 8 times what they would have billed my insurance company if I had one.

How do yo know what the would have charged a given insurance plan?

And there has been mention of 'negotiated rates' in this thread, as well. Hospital can bill whatever it wants, the insurance company pays a contracted rate to the hospital.
 

eightandout

AzB Silver Member
Silver Member
I know its none of my business, but i want to know what happend that caused the injury. Every time i see a 50 year old (like myself) with a cast on, i ask myself "what stupid thing did he do". There are legitimate accidents like a car crash or falling down the stairs, but then there are the stupid things like punching a wall, puting your hand in a garbage disposal, or falling out of a deer stand. One of my employees recently tried to punch out a guy in his car, but the window was up, broke his hand. That falls into the stupid category. When you become a seasoned adult, you're supposed to have control of your emotions, if you don't, you are considered risky business. All in fun...
 

SmoothStroke

Swim for the win.
Silver Member
Ya kinda did...:cool:

And perhaps the reason Scott felt he wanted to solicit input was because he 'found 3000 drs in the time it took him to post this on Facebook'?

It is pretty hard to discern doctor's differences, given a list of thousands of names. Some first-hand (wrist) experience someoene might share might be helpful, more helpful would be the responder who says 'my brother is a surgeon...'.

Read below in bold, that should rule out 2990 drs, if it's your career, you may want to start here, then work your way down the list. Again, found in one click. I wish Scott the best and hope to see him win in the future.

B] This is what I found in 1 click.
Dr. Waslewski is proud to be Orthopedic Surgeon for the NHL Phoenix Coyotes Hockey Team, the Arizona Cardinals Football team, and a traveling team physician for USA Hockey as well as spring training and minor league orthopedic surgeon for the Chicago Cubs and San Francisco Giants.[/B]


It does not take a genius to find a Surgeon, hooker, tires. It is easier in 2014 than it has ever been in history.

People today think their self importance and ego is above all. If I hear one more person say SERIOUSLY??? REALLY??? Because their wifi is out, or daddy told her she can't have a $3,000.00 prom dress, I am going to rip their vocal chords out.

Today, everyone wants their 15 minutes of fame, every 5 minutes, even on this site; let's celebrate because you reached your 1000th post.
The world is one big attention whore.

A day in the life of Social Media.
I just woke up, took a leak
Going to 7-11 for coffee, too hung over to make it
OMG the cashier in 7-11 was so slow
She overcharged me for coffee,,,,SERIOUSLY?? OMG
My balls itch....omg
My sister just called, my nephew scratched his knee, OMG
My sister called back, put a band aid on his knee... OMG
I am watching the world cup... OMG it's raining in Brazil
I might get a haircut tomorrow, maybe not
My sister called, she cut my nephews hair
I have to go buy new socks at wall mart, 3 pair for a dollar... omg
Shane went fishing...OMG
I am taking a shower, bought a waterproof case for my phone, its great
OOPS...just dropped the phone, landed on my toe, broke my toe...OMG
Does anyone know a Surgeon...OMG... my toe ring may never fit again
Etc Etc Etc

I broke my wrist, Give me an effin break
In the time it took to report that on facebook he could have found 3000 surgeons in Arizona, but...OMG, SERIOUSLY, REALLY, only 7000 of my nut hugger friends are paying attention to me.

Man up, you are not 5 years old
I am not saying this is Scotts plan, but...Find a Surgeon, pay your bill, don't cheat the system like a low life will, it will come back to bite you...Karma my friends
Just because someone jumps off the bridge do you do it also?
I don't care who cheats the system, illegals or anyone else...MAN UP
 
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