Loans and poor credit

mccools

New member
What do they exactly have to do with each other? One depends far too much on the other and as a result people who even if capable of paying the loan might not get it because their credit score says so. But should we rely too much on credit scores? Wouldn’t be better if banks interviewed the prospect instead and learned more about his/her income and why they have poor credit?

Perhaps they just don’t have the time, but whatever it is, poor credit lenders will benefit; more people now are turning to loans for poor credit where you’re more likely to be successful, as time goes, someone will come up with a better way to grade people!
 
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