Was always the opposite for me. If I lose my own $, on me. Losing someone else’s $ I hate to make excuses or explain anything. So I felt more pressure on getting staked than my own $ most of the time(the exception being with someone who staked me often, then it was just pool).Have a backer removes an element of distraction. Not your money at risk.
Maybe player play better with non of their at risk.
best
Fatboy