Catch 22 Paypal / Ebay style
- Thread starter classiccues
- Start date
dave sutton
Banned
in my case i sold a palmer on ebay. paypal went throught and cleared i shipped cue to confirmed address. cue was delivered then paypal contacted me and said funds were unauthorized. i send them phone numbers emails, shipping adress with reciepts and email addresses. i never got my cue back and they ruled in the sellers favor. now as for their rules i followed them to the letter. dispute is still open after 2 years. no collections court papers nothing. once in a while i get an email. as a matter of fact i just sent them an email yesterday.
ridewiththewind said:Not quite right. By linking your bank account to PayPal, you are authorizing them to not only deposit monies in, but withdraw monies out...as in the case of a dispute. Can wreak real havoc on one's checking account, if one lives from payday to payday...as most of the real world does.
This is precisely why I took advantage of when my bank began offering really free checking accounts. On the suggestion of my bank, I opened up what is basically a 'dummy' account...no checks, no debit cards attached...that is PayPal dedicated. The minute the funds hit my PayPal account, I immediately do a transfer to my 'dummy' account. As soon as those funds clear into my 'dummy' account, I transfer them to my 'real-world' bank account...which is not registered, or attached to PayPal in any way. Online Banking can be a wonderful thing!
This way, should a dispute arise, especially a bogus one, there are no funds in the 'dummy' account for PayPal to withdraw. Should a bogus dispute arise, I will deal with the collection agency over PayPal. By Federal Fair Credit & Reporting Laws, you have a right to dispute, in writing, any collection action. With the appropriate receipts showing shipping, delivery confirmation, bill of sale, and any pre-shipping pics...the collection agency should discontinue it's action, or at the very least, take the matter to court...as any sitting judge will award judgement to the party with the paper trail...as in court, a USPS or other carrier's proof of delivery IS definitive proof the item(s) was received.
Lisa
PayPal will pay... then run your PayPal account to a negative status if the bank funds are not there to cover it. Then you either make it up in sales, pay it, or the account is shut down and turned over for collection. The seller rarely wins in any dispute. Ebay-PayPal clearly need an attitude adjustment.
PayPal
Look at this thread............ridiculous; why would anyone support an organization like PayPal? And a legitimate response is the convenience. On the other hand, people are wasting a lot of creativity, energy, and time to figure out how to "beat the system." IMO, that's a huge red flag.
An honest person should look at this and wonder why anyone would pay for a service with a negative bias toward the paying customer (the cheaters aren't pying, their stealing). Key Q: if you (or your employer) ran a business like that, how long would you/they be in business (or would you have a job)?
Look at this thread............ridiculous; why would anyone support an organization like PayPal? And a legitimate response is the convenience. On the other hand, people are wasting a lot of creativity, energy, and time to figure out how to "beat the system." IMO, that's a huge red flag.
An honest person should look at this and wonder why anyone would pay for a service with a negative bias toward the paying customer (the cheaters aren't pying, their stealing). Key Q: if you (or your employer) ran a business like that, how long would you/they be in business (or would you have a job)?
Last edited: