I'd just like to wish the contributors to this forum a happy and prosperous New Year. This section, along with the" Ask the CM" section is, to me, what sets AZ well above the other forums. The willingness of the members to openly share information and lessons learned from experience is nothing short of commendable, especially since the recepient of the sharing is often one who could be considered a competitor in the market. Best wishes for the coming year, and thanks again. Keep those posts coming, even when you disagree!