This is the player rating system at the Valley league system. No different than any local handicapped tournament, except that you only play players of the same calibre as yourself ( theoretically anyways ). Only flaw with the system is that every geographic charter owner rates their players , and you will sometimes see someone who can play at the speed of a gold ( 10 to 40 ) being rated at the silver or lower level. The higher your score, the lower the category that you play in.
When teams are involved, this doesn't hurt too much as the total aggregate score cannot exceed whatever the maximum is for the category they are playing in. So if you have too many players rated below 50 on a team, chances are they will have to play in the gold division ( masters usually)