Diamond can offload the leasing contract to leasing company who would be more than happy to lease to a group of people willing to take responsibility. Similarly a group of people willing to all sign for a loan can be enough for a bank, even now.
This is how it's done often in Germany. I was a member of three private clubs that signed lease-to-own contracts.
In two of the clubs we paid annual dues and table time. In the other one we paid a monthly fee and got unlimited table time. Trusted members got keys. The last one was open 24 hours a day to anyone with a key. The other two had hours that were staffed on a rotating basis for no pay by the members.
I'd gladly pay $100 a month for private club membership.
