I almost got ripped off a couple weeks ago on a Scruggs cue. The seller said his bank wouldn't take paypal any longer, and for me to wire him the money and we could go through ebay's Square Trade...so I could feel safe... even though the listing said he took paypal. As soon as he said "wire me the money" I thought it was a ripoff, but I told him I wasn't secure with Square Trade and offered to go through Proficient escrow...he said no, go through escrow.com, make a paypal payment to them, and they would wire him the money. I said OK, but I needed his name, address and phone number. He said he would check with his bank and get back to me the next day. In the meantime, ebay cancelled the listing, told me not to consumate the deal, and if I had made any kind of payment to try to recover it asap. Needless to say, I never heard from him again. Seller had his identity stolen, using the name of "opajean". Close call, but thanks to all the information exchanged on this forum about ebay ripoffs, as soon as he wanted the money wired, I pretty much knew what was going on.