runscott said:
How is Paypal's more rigid? The scammers send the scam emails to hijack Paypal accounts as well - all they have to do is figure out what information the valid entity requires, then set up a fake site that asks the relevant questions, and dupe you into going there.
The following may sound paranoid- but I have been hacked before and it took a couple YEARS to straighten out. I make it a personal policy these days to NEVER click on ANY links received via e-mail (even family and friends). I also do not accept any emails that are forwarded (FWD

. I have notified my family and friends that I don't accept forwards- and if they want me to see something- cut and paste it into a NEW e-mail. If it's not important enough to take the time to do that, it's not important enough for me to read.
SCAM E-mails: If you take your cursor and hover over the link, you will see the REAL address that the link is pointing to. If I am expecting e-mails from eBay, Pay-Pal, Bidders, etc... I cut/paste them- or go directly to them through my bookmarks.
The scammers are pretty adept at making pages that look exactly like the site they want you to go to.
Generally, If the link's address is just an IP number- it's a scammer.
For example: (these are fake- don't click on them)
The REAL Pay-Pal will look like this:
https://www.paypal.com/,
A Scammers might look like this:
http://www.209.46.21.186/pay-pal/login....
OR:
http://www.paypal.47.ka/webscr.....
This REALLY looks legit- but the 47.KA- will take you to a scammer site in Korea, China, Russia and other countries- because it's almost impossible to trace them- and the international laws make it fruitless to prosecute.
You REALLY need to be mindful of who you give out that sort of information to. The scammers are VERY good at what they do.
Ray