cue insurance?

[mmedford]

With the stolen cue thread growing on a near weekly basis. It has me thinking, can an individual insure their cues outside of their homeowners/rental policy?

-Mark

 

[kvinbrwr]

With the stolen cue thread growing on a near weekly basis. It has me thinking, can an individual insure their cues outside of their homeowners/rental policy?

-Mark

Mark

I don't know why you would want to go outside of an existing policy? Most carriers have riders you can attach for collectibles that are based upon the value you are insuring.

Kevin

 

[Ken_4fun]

I have done it both ways.

I had insurance and it was a pain, I had to get pictures and appraisals (or state the BLUE BOOK as reference).

I had a claim and they jumped the insurance to unbelievable, and this extra insurance then became a claim on my house which raised all my insurance.

So I said enough.

I bought a gun safe and dropped the insurance.

The bonus is all the stuff I can put in gun safe - cues, guns, jewelery, coins, documents.

I have never regretted getting a gun safe. I only take out a cue or two at a time, so the risk is minimized.

Hope this helps.

Best of rolls,

Ken

 

[Eagleshot]

Look into an inland marine policy - it will not effect your homeowners if you have a claim.

10,000 cue should run around $200 / year