PayPal sides with their money. So do the banks really, but they risk nothing, If you dispute with them, they take it back from PayPal and give it to you. The bank is even, you are even, now its PayPal's problem. They go after the other guy, and win.
If you buy anything from ebay you need to read this
- Thread starter Maq1679
- Start date
PayPal sides with their money. So do the banks really, but they risk nothing, If you dispute with them, they take it back from PayPal and give it to you. The bank is even, you are even, now its PayPal's problem. They go after the other guy, and win.
takeitdown
Banned
For a one time screw job a federsl prosecutor will not be charging someone with mail fraud. Postal money orders are like western union No Protections Whatsoever.Pay with a postal Money Order. Screw Ebay. They Let the seller explain themselves in Federal Court. You need the seller's phone number and address. Contact the local Post Master..Mail Fraud.
Good Luck,
Nick
Credit card payment from the card you use most. I charge 1500-2500 a month, so they love making those tranaction fees from vendors. I carry zero balance and earn Disney dollars. I charge everything. Its like having an 800 pound Samoan body gaurd. Nobody Fs with you.
I just got a free 2k cue from a Craigs List sale where the guy tried to dump damaged cue on me. He's completely SOL. Not a dam thong he can do. He had 45 days to respond and didnt have anything to disprove the problems I documented. So...you lose, good day sir.
Last edited:
takeitdown
Banned
Yep, and hit the seller with a negative balance...then off to collections if they don't settle. Nasty nasty stuff. Seller beware!
Two posts ago you were all PayPal always sides with the sellers where their bread is buttered.
takeitdown
Banned
I mean when you have credit compsny take money with chargeback.
Yes, if a buyer starts dispute with bank payment ,they have no chance.
We are 100% in agreement...hope everyone learns this too.
takeitdown
Banned
BTW read page 1 where I said use credit card...first place...Kicking you finished one out of the money!
Yeah all this mail fraud and federal blah blah blah is a pipe dream. I've seen it suggested (even though all scammers demand money orders including postal) as some big remedy here, but for all the burn deals we have heard about on AZ that were paid with Postal MOs, NOT ONE was ever resolved by the big tough Feds guys like to post about.
Use your credit cards and be safe and earn points. All this trying to do business the new way (online sight unseen) but paying with some antiquated method is foolish. You might as well be sending cash and claiming it was good enough for grand pa.
Cash and MOs and checks are for face-to-face. Sight-unseen and online you have to use a credit card. PayPal actually ADDS a level of protection to the buyer as they don't even go through the motions when the dispute is on PayPal.
Last edited:
Oh god, I finished third and just barely covered expenses. Brian to fourth which we all know won't cover. Poor guy maybe he'll have to sell that monster hemi "fishing boat" to cover expenses after his 4th place showing.
Last edited:
Simple. Trust. Don't buy high end cues through the mail from people you can't trust. People who are trustworthy have reputations to maintain. They have people who can vouch for them, people who refer them, people who will back them.
No long time seller on Ebay or AZ Billiards is going to ruin their reputation by sending an empty box in my opinion.
No long time seller on Ebay or AZ Billiards is going to ruin their reputation by sending an empty box in my opinion.
I was a big proponent of using USPS money orders but a recent event changed all that. I sent one for a thousand dollars and it never arrived. I proceeded to my PO where I purchased it along with all my receipts and copies only to discover that they cannot even track their money orders! I was told that I would have to fill out a form pay a fee and initiate an investigation. They would then snail mail my forms to a department in South Dakota. I asked how long that would take and they were unsure. Well eventually they discovered my check had never been cashed and they refunded my money, all this took about three weeks. The next time I had to send a payment I went to my own bank where I have a premier checking account of some sort which allows me free money orders. I asked if they could track their checks and they said absolutely it only takes a few minutes. If I wish to stop payment on their check they charge a small transaction fee and it's done. No more USPS money orders for this member...
takeitdown
Banned
Can they chargeback??
Sure they can stop payment. But if the check was cashed you will be SOL. The bank will not hsve the power to chsrgeback and reverse the chsrge from the vendor. Credit card vompsnies do this because they mske a fortune and offer this extra protection as a perk. It really costs them nothing. If a person accepts a credit card payment, they are agreeing to their review process as well .
Sure they can stop payment. But if the check was cashed you will be SOL. The bank will not hsve the power to chsrgeback and reverse the chsrge from the vendor. Credit card vompsnies do this because they mske a fortune and offer this extra protection as a perk. It really costs them nothing. If a person accepts a credit card payment, they are agreeing to their review process as well .
I agree that the credit card companies can do a charge back which is an option if the seller accepts credit cards and is probably the safest form of purchasing. My point which I think you understood concerned the use of the postal money order system which seems to offer the least amount of protection. As you pointed out I may have been lucky since the money order was lost and not cashed. If it had been cashed and not by the person it was intended for then a criminal investigation of fraud would have been started by the US Postal Service. I can only imagine how long that would have taken to resolve! I found that to be quite surprising and wanted to point that out for other members.
:smile:
And this is what I am thinking.
Give us the seller's user name, his real name and address, telephone number, and email address.
As long as you both live in the USA, something can be done...LOL.
Too bad you didn't file a dispute saying it was the wrong item and you could of sent back the empty box.
Last edited:
That's right USPS MOs are an antiquated form of payment and people that rely on them for any form of security (as a buyer) are operating with the illusion of security which will last right until something goes wrong.
Any form of communication with USPS regarding them is done with snail mail (which is, after all, the USPS's business) and costs money. Meanwhile while you are mailing the guy is covering his tracks and getting gone. They are a good form of payment for face-to-face transaction or when you know the seller very very well.
A bank can reverse a cashed check for up to a year after it was cashed.
Out of curiousity what did the package say for weight? Usually if they ship something they weigh it.
If it's an empty container that was shipped it should be the exact weight of the empty container you have now. If there was some form of weight in there before hand then I think it may have gotten jacked in between shipments?
If it's an empty container that was shipped it should be the exact weight of the empty container you have now. If there was some form of weight in there before hand then I think it may have gotten jacked in between shipments?
The USPS doesn't weigh an item (95% of the time) if the seller printed the postage.
Also,even if it did, all of this detecting will have zero bearing on a PayPal dispute.
This circumstance is a one-click "fix" with a credit card company, you dispute for "item received not as described", one of the drop downs in "empty box", the cc company charges back PayPal and eBay requests that you send it back to the seller (whom they will charge back themselves). All the rest is hoops you can try to jump through that might do something and probably won't.
takeitdown
Banned
No bank will dispute it like a credit card company. They put your charge on hold until it is resolves, for months. Plus the credit card companies have a slush fund to pay cardholders who were wronged and have no recourse. I've had them waive 2 charges in the past several years, $600 and $200. If you stay with the same company and stay active they will work to keep you.
There is no point in outing the seller, it wasn't billiard related and it's not worth jumping through all kinds of hoops over $75, just a matter of general principle and I wanted to give AZ'ers a heads up so it won't happen with something like and expensive cue. Kevin is right pretty much on all counts, bottom line is USPS rarely weighs anything printed from a home postage paid label. They will only weigh it if you go to the USPS directly and pay them for the postage. I made the mistake of using my debit card rather than my credit card and dealing with ebay instead of directly with the cc card company. I won't do that again and hopefully this thread will prevent any other AZ'ers from making the same mistake. Thank you all for the input and replies.
Ryan
Ryan