Pool Cue Insurance Floater

I been dealing with USAA for years there world is good and better than gold. I even have a car insured here in Korea only took 10 mins to get a policy.

Also i pay ten dollers a month for storage insurance for my car back in the states and its unsured for full replacement value.

I remember when i had my cue insured it was for the price i paid it was for full replacement Value. If your Cue cost 3.900.00 then thats what they insure it for.

USAA is not freaking Joke probally the best bank in the world...
 
JoseV said:
Lou, Sorry i dont remember it was years ago. All i can say they covered it for the full price i said it was worth. But im about to Insure my current cue with them since ill be leaving Korea in a few months.


Are you Military ????
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Jose, I'm retired USAF.

Lou Figueroa
 
macguy said:
You may have to be more specific with your agent; she may have just said it was covered assuming it would not exceed your limit. I doubt it is unlimited. My home owners policy covers contents of the house up to $300,000. I don't think that same limit would apply o my car contents. I had a money bag stolen from my car with $3500.00 in it and my insurance only covered cash up to $150.00. You have to read your policy and speak to your agent.
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If USAA says it's covered -- it's covered, they don't dick you around like some companies.

But , I also specifically told her it was a pool cue and what the replacement cost would be and she said, "Oh, that would be no problem."

Lou Figueroa
 
JoseV said:
I been dealing with USAA for years there world is good and better than gold. I even have a car insured here in Korea only took 10 mins to get a policy.

Also i pay ten dollers a month for storage insurance for my car back in the states and its unsured for full replacement value.

I remember when i had my cue insured it was for the price i paid it was for full replacement Value. If your Cue cost 3.900.00 then thats what they insure it for.

USAA is not freaking Joke probally the best bank in the world...
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Yeah, I would have to agree. It is an insurance company and bank run by and for military members and their families. Over the years I've made a few claims for camera equipment theft, kitchen fire damage, and hail damage to a car and they have never quibbled about making it right. They even paid for dinners while our kitchen was being repaired. They are accustomed to dealing with members stationed and retired all over the world, by phone, so when an agent tells you it's good -- it's good.

Lou Figueroa
 
Hmmm

lfigueroa said:
Yeah, I would have to agree. It is an insurance company and bank run by and for military members and their families. Over the years I've made a few claims for camera equipment theft, kitchen fire damage, and hail damage to a car and they have never quibbled about making it right. They even paid for dinners while our kitchen was being repaired. They are accustomed to dealing with members stationed and retired all over the world, by phone, so when an agent tells you it's good -- it's good.

Lou Figueroa
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Yes, that is how USAA started, but now sell insurance to everyone and anyone, not just military type folks....

I would still get it in writing though.
 
ChicagoRJ said:
Yes, that is how USAA started, but now sell insurance to everyone and anyone, not just military type folks....

I would still get it in writing though.
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Yes, I know they've widen their reach, but after 34 years with them I don't need it in writing ;-)

Lou Figueroa
 
lfigueroa said:
Yes, I know they've widen their reach, but after 34 years with them I don't need it in writing ;-)

Lou Figueroa
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Ok Lou, but you already have it in writing anyways, it's called an insurance policy, with all of your "coverage" included.......

Funny, how the insurance industry gets had mouthed all the time, but folks like you are dedicated to their own insurance company, as are most. Talk to anyone and they usually say their company is pretty good.... and most of them are. But, one time something is not covered because it is specifically excluded, and that person will NEVER forget how they got "ripped off" by an insurance company !!!
 
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