The show Mr. Inbetween had an interesting way of looking at something like this. Ray went to collect a debt, and the guy said he didn't have it but would have it later. Ray said he had to tune him up a bit and the guy asked why when he said he'd pay him.
Ray's response was that people needed to see him tuned up and know that was the reason so it discouraged others from doing the same thing.
I don't advocate violence, but maybe someone needed to get tuned up in this.
