You unknowingly touched on one of the biggest problems related to health insurance that **no one** is talking about. Some time ago, health insurance went from being "insurance" to being something that nearly everyone (and especially special interest groups) just suck whatever they can out of.
I mean, why should insurance (something you keep for something that goes wrong) be required to pay for something as silly as birth control, that costs maybe $25-50 a month? And....everyone should be required to pay something to use the Emergency Room. Yes, even the Medicaid patients that say they have no money even thought they are wearing $2000 worth of ink on their skin and just bought a carton of cigarettes that's out in their car.
It is not insurance anymore, so imo they need to stop calling it that. With this stupid PPACA, they've pretty much done everything they can to ensure it gets even more expensive for everyone that's contributing financially....and interjected the federal gov't as "king" over yet another part of our everyday lives. Imo, everyone should stop buying it altogether and let the whole damn thing collapse. Then, and only then, will the concept of "health insurance" return.
Ok....done with my rant today. Says the guy paying over $1500 per month for a high-deductible family coverage plan. :angry:
Carry on.