Biloxi Boy
Man With A Golden Arm
In Mississippi, at least, there is a thing called "Examination of Judgement Debtor". This examination under oath can occur every 6 months and you can make judgement debtor produce ALL of his current financial data and documents. If you find equity, seize and sell. If he resists, you file a contempt action. Every 6 months . . . This is why lawyers are so loved by so many.small claims court isnt a waste of time. if you are mad enough to put some time into getting even or your money back.
if you win you have a judgement against him. you can lien his house or car or whatever your state allows.
i had one against a property once. and he of course never paid. until one day he had a sale pending on it and needed it signed off.
most times you win as they don't bother to even show up so you get full everything you ask for.
no way without a lot of interest and penalties to pay, or no deal. he paid or would lose the sale and all future ones would be a headache..