I am in the process of purchasing a cue from a fellow forum member, and its going to be done by paypal. The problem is that I had $0 in my paypal account, so yesterday I transferred the necessary funds to my paypal account from my bank account, expecting it to be available right away so I can pay the person...but it says that its processing and takes a few days. I sold my cue to pay for this other cue, and I sure don't want to wait a few days without a cue, and probably the seller doesnt want to wait a few days either. Is there a way I can have something like paypal credit, where I can make a purchase instantly and give the money to paypal when the transfer from my bank account is done?