I wouldn't be so sure about that assumption.
I do a lot of fishing and have had one boat or another for the last 50 yrs. When talking to the manager friend of mine at this place I buy my boats at a few years ago, he told me most of the walleye boats purchased, buyers wrote a check for, most of the bass boats were all financed. Bass boat prices at the time were 60k-100k, Walleye boats were 110k-140k. Older people like me bought most of the walleye boats, while younger bought most bass boats. My last one was close to 130k and thinking about a new one now.