unless they have simplified it since i created mine about 6 years ago,
it took 4 days for me
my paypal is stix4sale@aol.com
they should send as a GIFT
and put in the thier az screen name in there too
and a post here that they sent it would be helpful also
I believe the reason paypal takes so long is verifying your banking info. I think the actual account is setup pretty quick, but the routing numbers etc.. if you use those takes a few days. Best way to do it is like you offered.