NEVER..... EVER..... EVER..... GIFT $ TO ANYONE FOR A PURCHASE PERIOD!!
ALWAYS choose "Goods or Services" and pay extra for the fees. That way you have a recourse if a transaction goes bad...
If you gotta quibble over a few extra bucks instead of being protected then you're walking into issues and deserve what comes of it...
Read the late great Kevin Brewer's posts on this. He has some excellent and ROCK SOLID advice for never getting screwed in situations like this.
I don't like to receive money as a gift for three reasons.
1. there is no address on the payment.
2. the sender has no recourse.
3. it screws PP out of money and they are providing a service that we all need.