I agree with you wholeheartedly and if I'm the seller of a high end cue I'd be thinking the same thing as well. I'm curious though, how many days before credit card company renders the dispute useless? Also how many days before Paypal pays the money to the seller? Once money's been paid to seller by Paypal does that meant any dispute filed with credit card company is futile? I've always been a buyer and never a seller so I'm just curious.
Anyway whether a buyer or seller everyone just wants to reduce their risk so to each their own and hopefully there'll be lesser scam and bad deals going on AZ.
It doesn't matter that the money is already paid and out of the seller's PayPal account (mine withdraws immediately to answer your question). The seller is contractually obligated to pay PayPal back in the event of a charge back, and PayPal can collect these funds just like any bank that is contractually owed money.
PayPal will allow a charge back dispute for either 45 or 60 days from the date of the transaction, I forget which. The reason I'm not sure of the timing is that its really the buyer's credit card company that counts. If the card issuing bank disputes a payment, PayPal is honoring it, no matter of PayPal's policies. Most credit card banks give their customers 45-60 days from the date of the statement the charge appears in to file a dispute, and that is a very long time to sweat a payment.
Kevin