SVB Hotel Room Broken Into!
- Thread starter AnitoKid
- Start date
The housekeepers can easily get away with it.
I had SOME pain pills taken from my luggage last year at the State tournament (the Holiday Inn Express in Waterloo, Iowa, fyi). But without a witness (how could there EVER be a witness?), the desk just took the info. I was OK with that, as they might at least be able to establish a pattern and catch them.
I'd like to see every room be videoed while being cleaned and have that available to the guests anytime...or something along those lines.
You can't carry everything with you every time you leave the room.
Jeff Livingston
I've seen maids open the door and let someone into a room that they claim is their room (and it may well have been true). It all depends on the maid and how you present yourself to her.
That’s my point.
LOL!
Having watched Shane on streams, I have wondered about the fad of todays HUGE wristwatches. Gawd..looked like he was wearing a gaudy alarm clock on his wrist.
Yeah, I'm an old bastid...just don't get it.
But like mentioned earlier, spendy watches are sort of like name tags, so the well off can identify each other. However, there is a difference between pool halls and corporate board rooms.
Having watched Shane on streams, I have wondered about the fad of todays HUGE wristwatches. Gawd..looked like he was wearing a gaudy alarm clock on his wrist.
Yeah, I'm an old bastid...just don't get it.
But like mentioned earlier, spendy watches are sort of like name tags, so the well off can identify each other. However, there is a difference between pool halls and corporate board rooms.
Thankfully, that fad is in reverse. I never got it either, and refused to tag along.
Remember when surf boards were huge and shorts were short...now boards are short and shorts are long :thumbup:
$TAKE HOR$E ~~~> Would rather wear handcuffs than a wristwatch
$TAKE HOR$E ~~~> Would rather wear handcuffs than a wristwatch
Always always always check your homeowners insurance ( or renters if you rent). Most companies will insure your property anywhere in the world, sans deductible. And if you have expensive jewelry always get a personal articles policy, which start at $30 a year, come with $0 deductible and cover all sorts of perils - including theft.
Back when fax machines were just becoming commonplace in businesses I purchased one for my company office.
A good friend came to visit me and he tripped and unbelievably his full cup of coffee went right into the inner workings of that fax and killed it. He very apologetically but with great confidence said he would take care of it and to my astonishment he called Amica who was his home insurer and they immediately told him to have me buy a replacement fax and they will cover the cost and they did.
Never knew they would cover such a thing, but they did. :thumbup:
May be worthwhile for SVB to ask his home insurer.
best,
brian kc
If he has homeowners, it will cover you personal property away from the premise. It would have to be a pretty basic policy NOT to cover at least a limited amount. Same with stolen from your auto, that's covered under your homeowners, NOT your auto insurance.
However, it has to be property that is covered under the policy. If he had a coin collection that needed a rider, than no, it's still not covered without the rider. But, when you travel, things get stolen, that's why you have insurance.
They will absolutely demand, without question, you file a police report for theft. Thus, his insurance carrier will try and subrogate from the hotels insurance company. If they reimburse is up to the other carrier and how aggressive his carrier is, but if we are talking only a couple grand, the carrier is not going to do anything other than just pay SVB for his loss and call it a day.
This is fairly accurate, however in addition to your homeowner's policy, (Fire, earthquake, flood, natural disaster) EVERY item has to be line-itemed to be covered..
Two large in cash? How do you do that? The watch, I could see as part of a watch collection. And most people don't want to pay additional premiums... they get a basic home policy. Insurance companies for the most part are NOT on your side.. adjusters come out to see how they can deny a claim.
No, everything does not need to be line-itemized. No insurance company is getting to ask you to document everything you own before they insure you. But, you pick the amount of personal property you cant to insure for.. usually it's a percentage of the actual building because nobody really knows the value of an entire house... it's a ball park.
Cash is rarely covered except in some type of business policy. Can't blame them for that..... the watch is covered, and does not need to be part of a collection. Actually, the good companies are on your side. They will only deny something if it is specifically excluded. Bad faith lawsuits are very expensive to defend and even more costly if they lose. They rarely want to take a case to court unless its a slam dunk win based on the exclusions.
I've never had a claim denied for anything, at any time, homeowners or auto. Including lost jewelry. But, your mileage may vary
No, everything does not need to be line-itemized. No insurance company is getting to ask you to document everything you own before they insure you. But, you pick the amount of personal property you cant to insure for.. usually it's a percentage of the actual building because nobody really knows the value of an entire house... it's a ball park.
Cash is rarely covered except in some type of business policy. Can't blame them for that..... the watch is covered, and does not need to be part of a collection. Actually, the good companies are on your side. They will only deny something if it is specifically excluded. Bad faith lawsuits are very expensive to defend and even more costly if they lose. They rarely want to take a case to court unless its a slam dunk win based on the exclusions.
I've never had a claim denied for anything, at any time, homeowners or auto. Including lost jewelry. But, your mileage may vary
I always enjoy your posts, Chicago... I'll beg to differ here. Maybe because I'm on the West Coast, homeowner's and renter's insurance may differ.
Camera collection? You have to line item EVERYTHING, with pictures and description, and valuation.
My friend's garage burnt down (not his house, thankfully) a few years ago, no cars inside, but he had a Harley Panhead and a Snap-On roller full of tools, gone.
The result? Tools were covered partially, they couldn't give him anywhere near the replacement cost of the Panhead. My friend (pool player, btw) said every question he had for the adjuster was answered negatively. They simply DO NOT want to pay claims.
As I said, collections are different, they would need a separate rider. I'm talking about routine stuff. If it was one camera, no problem covered. But stamp/coin/baseball card collections and more need to be listed, they need to know what exposure you have. But, state by state differs as much as insurance company to insurance company, sometimes taking the cheapest policy is not always the best policy
Sad story, hate to see a pan go, not that many left.
WinnerBreaks
Registered
You can bet that it is still on the road. No worries there.
Not any of my relatives.
You should have seen it... poor bike was MELTED.. he had recently got the top end done.. just needed to be re-shot. Broke his heart.. he said F it and got a Victory...
SO not the same thing.
