1. Never Forgive & Never Forget
2. Forgive & Never Forget
3. Forgive & Forget
I'm actually between 1 & 2. I think Archer can work his way to number 2. It seems the active majority on this thread are number 1.
That about sums it up.
I'm between 2 and 3. I've went up to a few people over the years and said to them "our debt is wiped clean, merry xmas". Frankly it's way better this way. Even for the person the money is owed to, IMO. Life goes on.