Funny pic/gif thread...

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Hmmm... the radio says 104.9. That's not a time, clearly the driver was distracted by the radio and not watching the road. Claim denied.
And that is how your insurance company thinks.

You don't like it, get a lawyer. They'll prob allow you to rack up bills and then give you your Policy document where you said the insurer has 100% control of claim administration.

GTFO!

Insurance: better odds than Vegas. But not for you.
 
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