I'm 24 non-smoker with no dental or vision. My firm is small so rather than a company plan we're paid a stipend and we procure our own coverage.
Initially I had a comprehensive Individual HMO with $10 co-pay no deductibles, etc. etc. The full monty and I was paying ~$180/mo.
Since I'm young and indestructible (I haven't had a non-routine doctors visit in 7 years) I recently switched to a co-insurance PPO. I pay the first $1500 straight up then Kaiser takes over. This is approximately $90/mo.
I know I'm not your typical demographic but I thought I'd throw it out there. Good luck.
Thanks James, any info I can get helps. I remember being young and indestructible once......Ummm, about 15 years ago but now at age 39 things start to catch up. I hope you stay in better shape than I did. As far as the demographics go: I'm not sure what they are its just an option we wanted to offer to all the Viking Tour members. I hope it will benefit many.