Payment help/advice

Rain-Man

Rain-Man

Team Deplorable
Silver Member
Hi,

Im looking to buy a cue from another AZ member. We agreed upon a price, and I sent payment via paypal today. Payment was then refunded by the seller because he said it would take 21 days for him get it from paypal, due to him only having done one other paypal transaction, and he didnt have the money needed to do the shipping without it (it is coming from overseas). He asked if there was another way to make the payment, one that he could then cash/withdraw immediately. He asked about sending either a money order, or doing a bank transfer... Ive never done a transaction (as the buyer) doing either... Any advice, or suggestions? :shrug:

Thanks,
Rain-Man
 
But if you reaaly loved the cue, why not used Western union or xoom payments, but this are risk you have to take as there is no protection
 
Trust

I have several over seas customers, Some are my best and trusted customers and azb friends.

Its your call,
Best of luck with your choice
MMike
 
Not sure how much the cue is being purchased for, but an escrow service may help.

You could send him the shipping amount via Western Union, so he has the funds to ship the cue, then the rest of the transaction would be handled through escrow.

Sure, escrow will cost a bit more money, but that way you could only loose the cost of shipping if the seller flakes, not the whole price of the cue.
 
Well...

A few things to clarify a bit...

- The price is only a little over $300. Not a whole lot of money (but still $300 more than I would want to risk, lol). Escrow just wouldn't be worth it at this price point, I'd rather just not buy it..
- I'm not in love with the cue. It is more of a cross between I'd like to try a cue from this specific cue maker, and sort of helping the seller out a bit (needs the cash, but don't we all..)
- I do not know the seller well enough to not trust him, or trust him.. Im gonna hear it here a bit, but he only has one Itrader... :duck:
- I have absolutely no problem with overseas buyers or sellers. I have done lots of business with them, with very few issues. I don't want it to even slightly be perceived that way. I was just explaining as much of the situation as possible, and mentioned the overseas part because it isn't going to be a $10-$15 domestic shipping, probably much more with his using DHL..
I guess I'm merely asking if there is a safe (for me) way to make the payment other than paypal. Again, I'd like to have the cue and help the guy out, but just want to cover my butt as much as possible..

What about a bank transfer? Any buyer protection there (again, never done it that way before, so I do not know...)
 
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Rain-Man said:
Hi,

Im looking to buy a cue from another AZ member. We agreed upon a price, and I sent payment via paypal today. Payment was then refunded by the seller because he said it would take 21 days for him get it from paypal, due to him only having done one other paypal transaction, and he didnt have the money needed to do the shipping without it (it is coming from overseas). He asked if there was another way to make the payment, one that he could then cash/withdraw immediately. He asked about sending either a money order, or doing a bank transfer... Ive never done a transaction (as the buyer) doing either... Any advice, or suggestions? :shrug:

Thanks,
Rain-Man
Click to expand...

Western Union. Very risky on your part. 21 days sounds a bit off though. When PP holds funds on payments it's usually a day. Granted I have been with them for ten years but still.

I am not sure where the 21 days is coming from. If he only has one other PP transaction then he very likely does not have a debit card to withdraw money immediately anyway. So he would have to withdraw to his bank account which could take up to five days.

Unless the seller has a good rep on here or someone else can vouch for him I would say it's probably better to pass on it.

Wire transfers can be a headache unless you are one of the lucky ones whose bank allows them to be done through your online banking.
 
Rain-Man said:
Hi,

Im looking to buy a cue from another AZ member. We agreed upon a price, and I sent payment via paypal today. Payment was then refunded by the seller because he said it would take 21 days for him get it from paypal, due to him only having done one other paypal transaction, and he didnt have the money needed to do the shipping without it (it is coming from overseas). He asked if there was another way to make the payment, one that he could then cash/withdraw immediately. He asked about sending either a money order, or doing a bank transfer... Ive never done a transaction (as the buyer) doing either... Any advice, or suggestions? :shrug:

Thanks,
Rain-Man
Click to expand...
The part in bold above is a red flag to me. Be careful.
 
JB Cases said:
Western Union. Very risky on your part. 21 days sounds a bit off though. When PP holds funds on payments it's usually a day. Granted I have been with them for ten years but still.

I am not sure where the 21 days is coming from. If he only has one other PP transaction then he very likely does not have a debit card to withdraw money immediately anyway. So he would have to withdraw to his bank account which could take up to five days.

Unless the seller has a good rep on here or someone else can vouch for him I would say it's probably better to pass on it.

Wire transfers can be a headache unless you are one of the lucky ones whose bank allows them to be done through your online banking.
Click to expand...

Your right JB.. I know I should just pass and wish him luck on his sale, but I was just checking to see if there was another safe way to do it that I didn't know of and help the guy out.. I haven't been burned on here yet, but I guess I'd rather not have it happen on this deal that I'm only Luke warm on anyways and become jaded over it..

My paypal account did also do the 21 day hold on me years ago when I first opened it. I think it may have been because I didn't tie a bank account or credit card to it at the time, can't remember completely. But it definitely was 21 days, and stuck out as such an odd number to me then...

Thanks everyone, think I'll take the good advice and pass on this one.. I appreciate everyone's help..

Rain-Man
 
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Rain-Man said:
Hi,

Im looking to buy a cue from another AZ member. We agreed upon a price, and I sent payment via paypal today. Payment was then refunded by the seller because he said it would take 21 days for him get it from paypal, due to him only having done one other paypal transaction, and he didnt have the money needed to do the shipping without it (it is coming from overseas). He asked if there was another way to make the payment, one that he could then cash/withdraw immediately. He asked about sending either a money order, or doing a bank transfer... Ive never done a transaction (as the buyer) doing either... Any advice, or suggestions? :shrug:

Thanks,
Rain-Man
Click to expand...
Forget about it and pass. Things always happen for a reason, you probably got lucky and dodged a bullet.
I have a feeling this would not have been the only problem you would have had with the guy.
 
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I was going to say, "trust your gut, but I would pass", and saw that you decided to.

There are a couple of issues but if he doesn't have the price of shipping, that would put up a flag for myself. There may be extenuating circumstances for this but it is a sign to do what they do in Texas.

El Paso.
 
Ya...

I hate to think like that, but ya, your probably right.. Like to have faith in my fellow man, but too many people have bad stories on here about bad deals..
 
Ya know, you're right. I like to believe that I am the same. Trusting people too much has gotten me a certain amount of grief in the past tho.

These days when it comes to someone that I don't know well, I would err on the side of caution. Your pocket will be that much fuller for it.

On the other side, I have had nothing but exceptional deals on AZ.

Even banks do it. The bank that holds my mortgage lost a check for the mortgage. That came with one NSF fee for 75.
I then put in 1100 and the ATM Machine went hay wire in front of my eyes and just about didn't spit my card out.
Yep, they lost the 1100 in cash that I deposited.
This time, I had to grab another 1200 from another account and deposit it with a teller.

In the meantime, instead of contacting me, they put in 2 more requests for the payment which resulted in 2 more NSF charges for 150.

I put in a request for a search so hopefully they can find the mistake and cover the NSF charges, otherwise I'm out a bit. I won't get an answer until the beginning of August.

So, I don't even trust technology and ATMs any longer. Serious, true story that just unfolded for me this past week.
 
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Blue Hog ridr said:
Ya know, you're right. I like to believe that I am the same. Trusting people too much has gotten me a certain amount of grief in the past tho.

These days when it comes to someone that I don't know well, I would err on the side of caution. Your pocket will be that much fuller for it.

On the other side, I have had nothing but exceptional deals on AZ.
Click to expand...

As have I (so far... :o)
 
Yep, I have 50 and you have 40 so that should speak volumes on the majority of members here.

The odd bad apple squeaks thru tho. And when the rest of us read about it, it can unfortunately even cast a shadow of doubt with the honest sellers here if a person that may read a bad post hasn't been a member here for long and doesn't know that this isn't an every day occurrence.
 
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Gonna have to agree with all the other folks about passing on the deal being the prudent course of action.

Sounds like the seller, in his desperation to have the $, is actually hurting his sale's chances. At best, it is unfortunate for you both.

Glad to say I have been fortunate to have all positive buying experiences with AZBros to date, save one. It appears the seller who owed me a refund- I only asked for 2/3 of what I paid and I paid return shipping- dude had the nerve to up and die, before issuing my refund!!!

I know I am going to hell, but not for that!!:wink:
 
Little Update

Ok, things changed a little, and it looks like im going to end up purchasing the cue....

BEFORE you all get your panties in a bunch, I was quite ready to take everyone's advice and just pass on the deal, and even told the seller it looks like we were not going to be able to do it.

But, as a truly big surprise to me, he said he was able to borrow enough money to ship the cue to me. FIRST.. He said he looked at my ITrader and was confident enough to send me the cue, and when I receive it and checked it over, to then either send him a money order or wire transfer for the payment.. Wow, how about that..:thumbup:

I was so surprised, I decided to tell him I would throw in another $20 on top of the price we agreed upon. Thought it was the least I could do to reciprocate his nice gesture..:embarrassed2:

I will follow up after the deal has been completed, and let everyone know who the seller is (if that is ok with him of course). Even after this deal, his Itrader will only be (2) strong, but if everything ends up working out it should be a good endorsement for him for future dealings...

Thanks again every one...
Rain-Man
 
Great gesture on his part.

One thing I might suggest though is that you check the fees for an overseas Western Union payment. I could be wrong, but I think Western Union is a little pricey...? As for bank transfer, that tends to be up to your and his bank.
 
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