Hey, Eric, how's it going with you these days? I was thinking of you earlier this morning as I was watching an infomercial with Kevin Trudeau. He was promoting his latest book entitled something like "Debt: What They Don't Want You To Know." Part of the infomercial focused on improving your credit and that reminded me of the business you used to be in. Then I recalled that you mentioned having had a long talk with Kevin a year or so back. Putting two and two together, I was wondering if he might not have gotten at least part of the idea for his latest book from stuff you two talked about.