So it comes out of my account first.
Yeah I know how it works. Its a little late in this case, but you NEVER buy anything through PayPal in anyway way other than funded by a credit card. If you have money in your account you absolutely have to withdraw it first so the entire payment will go to a credit card (which you have to manually choose every time as PayPal will default to your linked checking account).
If you had done it this way (the way I've been posting here on AZ for 5 years) you would have disputed the payment with your credit card company and you would be all done. I really can't talk you through PayPal's dispute process because I've never used it.
Kevin