This is a cautionery tale for everyone here, never skimp on the insurance just in case it never gets to you. My wife works for UPS and I can tell you that IMO no driver would ever steal something from their truck, they are paid too well. Packages do get misdelivered or even stolen from where they are left. That doesn't mean there aren't the odd bad apple everywhere though. For instance last November/Decemeber lots of Jewelry was going missing when shipped by UPS, they eventually caught a guy at the local UPS Hub who had been doing it. Apparently the sap broke down and cried like a baby when he was caught with a pocketful of jewelry and a locker full too.
If only Georgia had the Death Penalty, ok thats a bit severe, but how about lashes with 'The Cat O' Nine Tails' for stealing jewelry. Can you guess that a couple of pieces were Christmas presents for my Wife?