I read through this thread and I'm more for asking Fat Boy to return to our forum. Actually I think you guys were a little tough on FB. It really is none of your business how he make's his money. If any of you guys can honestly say that you've never never committed something criminal or almost criminal to another fellow man, ever! If you can honestly say this then you are free to throw stones. BUT what stones are you goiing to throw. Did FB do anything illegal? No! Did he put a gun to anyone's head and force them to pay 35% interest? Did he cause any of these deadbeats to ruin their credit? Did he force them to buy things that they couldn't actually afford? FB did nothing to these people. They were deadbeats and lowlife's long before FB ever saw them. JMHO.
Who Really Cares why Fatboy Left
- Thread starter manwon
- Start date
Spend less than you earn. (The secret to success)
I don't know if the people that FB provided credit to can be considered lowlifes. Some people like my parents couldn't afford credit card bills and were just smart enough to know it and avoided credit like the plague.
It's possible that Fatboy allowed many thousands of people who had no credit to obtain credit from his company and yes for a fee, kind of like what many companies charge for a registration fee to cover costs of reports, processing costs, overhead costs, etc and oh yes, profit. These people who had to pay to get their credit back in order may have had to toe the line with FB in order to get straight by purchasing their needed items through his catalog etc. This service could very possibly have changed many thousands of people's lives for the better. It is a hard lesson to learn but with credit comes responsibility and expense. In fact, I wouldn't be a bit surprised if there are tens of thousands of people who could point to this episode in their lives as a turning point for the better.
Without this credit lifeline, these individuals had no way to purchase needed goods to carry on their respective lives. Without this lifeline, they may have decided to give up on working and being productive citizens and could easily have chosen a life of crime instead of working to pay off their debt. Sure there are many who just continued to buck the system and tried to see just how much they could bilk the system out of before the window was closed, again. Those costs have to be included and I would venture to say that is a very big number. I wouldn't want to do business with people who might not pay their debt to me. That's one of the reasons I only do business with other businesses and only those businesses who pay promptly.
My wife and I started off in marriage with a simple resolution. Whatever we wanted, furniture, clothing, personal goods, tv's etc, we would save the money until we had enough to purchase the item. We did without some of the extras for many years but every month or two it was fun to go out and pay cash for that new sofa or additional end table. The only things that we ever bought on long term credit was a car and a house. We eventually started saving for a new car and that ended the interest payments on the car too, although that came several years later after we started earning a few more bucks. Every other single thing we ever bought, we purchased either with cash or with a credit card, which was promptly paid off the next month. We despised paying interest for things that we could do without. I can't imagine how much money we saved all these years by having the "no interest" mentality.
While many of our friends enjoyed instantaneous acquisition, we acquired our possessions slowly. I truly believe it was more fun acquiring them that way. We had the satisfaction of saving the interest that we would have had to pay. The money that we saved on interest could then be utilized to purchase other goods and services. We felt immense satisfaction when we felt when we brought that item home to fill the empty space in our home or apartment. Since we were always in an acquisition mode, we enjoyed keeping a look out for sales and special values. This saved even more money. When the item found its place in our home it was paid for and we didn't have to answer to anyone as far as future payments were concerned. No one could come to repossess it or harass us with late night phone calls demanding late payment fees or payment in full. The other delight was the journey, the saving, the waiting, the anticipation of acquisition and that was probably sweeter than all of the others. Yes, it's always the journey, not the destination. Likewise with AZ, I've enjoyed my journey with you guys and girls and hope it continues for a while more.
Fatboy is on a journey too and who knows when our paths with him will cross again? It will be his choosing and his timing or not at all. When you don't owe anyone, you get to make those kind of decisions.
JoeyA
Dawgie said:
I don't know if the people that FB provided credit to can be considered lowlifes. Some people like my parents couldn't afford credit card bills and were just smart enough to know it and avoided credit like the plague.
It's possible that Fatboy allowed many thousands of people who had no credit to obtain credit from his company and yes for a fee, kind of like what many companies charge for a registration fee to cover costs of reports, processing costs, overhead costs, etc and oh yes, profit. These people who had to pay to get their credit back in order may have had to toe the line with FB in order to get straight by purchasing their needed items through his catalog etc. This service could very possibly have changed many thousands of people's lives for the better. It is a hard lesson to learn but with credit comes responsibility and expense. In fact, I wouldn't be a bit surprised if there are tens of thousands of people who could point to this episode in their lives as a turning point for the better.
Without this credit lifeline, these individuals had no way to purchase needed goods to carry on their respective lives. Without this lifeline, they may have decided to give up on working and being productive citizens and could easily have chosen a life of crime instead of working to pay off their debt. Sure there are many who just continued to buck the system and tried to see just how much they could bilk the system out of before the window was closed, again. Those costs have to be included and I would venture to say that is a very big number. I wouldn't want to do business with people who might not pay their debt to me. That's one of the reasons I only do business with other businesses and only those businesses who pay promptly.
My wife and I started off in marriage with a simple resolution. Whatever we wanted, furniture, clothing, personal goods, tv's etc, we would save the money until we had enough to purchase the item. We did without some of the extras for many years but every month or two it was fun to go out and pay cash for that new sofa or additional end table. The only things that we ever bought on long term credit was a car and a house. We eventually started saving for a new car and that ended the interest payments on the car too, although that came several years later after we started earning a few more bucks. Every other single thing we ever bought, we purchased either with cash or with a credit card, which was promptly paid off the next month. We despised paying interest for things that we could do without. I can't imagine how much money we saved all these years by having the "no interest" mentality.
While many of our friends enjoyed instantaneous acquisition, we acquired our possessions slowly. I truly believe it was more fun acquiring them that way. We had the satisfaction of saving the interest that we would have had to pay. The money that we saved on interest could then be utilized to purchase other goods and services. We felt immense satisfaction when we felt when we brought that item home to fill the empty space in our home or apartment. Since we were always in an acquisition mode, we enjoyed keeping a look out for sales and special values. This saved even more money. When the item found its place in our home it was paid for and we didn't have to answer to anyone as far as future payments were concerned. No one could come to repossess it or harass us with late night phone calls demanding late payment fees or payment in full. The other delight was the journey, the saving, the waiting, the anticipation of acquisition and that was probably sweeter than all of the others. Yes, it's always the journey, not the destination. Likewise with AZ, I've enjoyed my journey with you guys and girls and hope it continues for a while more.
Fatboy is on a journey too and who knows when our paths with him will cross again? It will be his choosing and his timing or not at all. When you don't owe anyone, you get to make those kind of decisions.
JoeyA
JoeyA said:
Nice post with very sagacious advice.
And I hope you never quit here.
JoeyA said:I don't know if the people that FB provided credit to can be considered lowlifes. Some people like my parents couldn't afford credit card bills and were just smart enough to know it and avoided credit like the plague.
It's possible that Fatboy allowed many thousands of people who had no credit to obtain credit from his company and yes for a fee, kind of like what many companies charge for a registration fee to cover costs of reports, processing costs, overhead costs, etc and oh yes, profit. These people who had to pay to get their credit back in order may have had to toe the line with FB in order to get straight by purchasing their needed items through his catalog etc. This service could very possibly have changed many thousands of people's lives for the better. It is a hard lesson to learn but with credit comes responsibility and expense. In fact, I wouldn't be a bit surprised if there are tens of thousands of people who could point to this episode in their lives as a turning point for the better.
Without this credit lifeline, these individuals had no way to purchase needed goods to carry on their respective lives. Without this lifeline, they may have decided to give up on working and being productive citizens and could easily have chosen a life of crime instead of working to pay off their debt. Sure there are many who just continued to buck the system and tried to see just how much they could bilk the system out of before the window was closed, again. Those costs have to be included and I would venture to say that is a very big number. I wouldn't want to do business with people who might not pay their debt to me. That's one of the reasons I only do business with other businesses and only those businesses who pay promptly.
My wife and I started off in marriage with a simple resolution. Whatever we wanted, furniture, clothing, personal goods, tv's etc, we would save the money until we had enough to purchase the item. We did without some of the extras for many years but every month or two it was fun to go out and pay cash for that new sofa or additional end table. The only things that we ever bought on long term credit was a car and a house. We eventually started saving for a new car and that ended the interest payments on the car too, although that came several years later after we started earning a few more bucks. Every other single thing we ever bought, we purchased either with cash or with a credit card, which was promptly paid off the next month. We despised paying interest for things that we could do without. I can't imagine how much money we saved all these years by having the "no interest" mentality.
While many of our friends enjoyed instantaneous acquisition, we acquired our possessions slowly. I truly believe it was more fun acquiring them that way. We had the satisfaction of saving the interest that we would have had to pay. The money that we saved on interest could then be utilized to purchase other goods and services. We felt immense satisfaction when we felt when we brought that item home to fill the empty space in our home or apartment. Since we were always in an acquisition mode, we enjoyed keeping a look out for sales and special values. This saved even more money. When the item found its place in our home it was paid for and we didn't have to answer to anyone as far as future payments were concerned. No one could come to repossess it or harass us with late night phone calls demanding late payment fees or payment in full. The other delight was the journey, the saving, the waiting, the anticipation of acquisition and that was probably sweeter than all of the others. Yes, it's always the journey, not the destination. Likewise with AZ, I've enjoyed my journey with you guys and girls and hope it continues for a while more.
Fatboy is on a journey too and who knows when our paths with him will cross again? It will be his choosing and his timing or not at all. When you don't owe anyone, you get to make those kind of decisions.
JoeyA
Great post Joey!
JoeyA said:I don't know if the people that FB provided credit to can be considered lowlifes. Some people like my parents couldn't afford credit card bills and were just smart enough to know it and avoided credit like the plague.
It's possible that Fatboy allowed many thousands of people who had no credit to obtain credit from his company and yes for a fee, kind of like what many companies charge for a registration fee to cover costs of reports, processing costs, overhead costs, etc and oh yes, profit. These people who had to pay to get their credit back in order may have had to toe the line with FB in order to get straight by purchasing their needed items through his catalog etc. This service could very possibly have changed many thousands of people's lives for the better. It is a hard lesson to learn but with credit comes responsibility and expense. In fact, I wouldn't be a bit surprised if there are tens of thousands of people who could point to this episode in their lives as a turning point for the better.
Without this credit lifeline, these individuals had no way to purchase needed goods to carry on their respective lives. Without this lifeline, they may have decided to give up on working and being productive citizens and could easily have chosen a life of crime instead of working to pay off their debt. Sure there are many who just continued to buck the system and tried to see just how much they could bilk the system out of before the window was closed, again. Those costs have to be included and I would venture to say that is a very big number. I wouldn't want to do business with people who might not pay their debt to me. That's one of the reasons I only do business with other businesses and only those businesses who pay promptly.
My wife and I started off in marriage with a simple resolution. Whatever we wanted, furniture, clothing, personal goods, tv's etc, we would save the money until we had enough to purchase the item. We did without some of the extras for many years but every month or two it was fun to go out and pay cash for that new sofa or additional end table. The only things that we ever bought on long term credit was a car and a house. We eventually started saving for a new car and that ended the interest payments on the car too, although that came several years later after we started earning a few more bucks. Every other single thing we ever bought, we purchased either with cash or with a credit card, which was promptly paid off the next month. We despised paying interest for things that we could do without. I can't imagine how much money we saved all these years by having the "no interest" mentality.
While many of our friends enjoyed instantaneous acquisition, we acquired our possessions slowly. I truly believe it was more fun acquiring them that way. We had the satisfaction of saving the interest that we would have had to pay. The money that we saved on interest could then be utilized to purchase other goods and services. We felt immense satisfaction when we felt when we brought that item home to fill the empty space in our home or apartment. Since we were always in an acquisition mode, we enjoyed keeping a look out for sales and special values. This saved even more money. When the item found its place in our home it was paid for and we didn't have to answer to anyone as far as future payments were concerned. No one could come to repossess it or harass us with late night phone calls demanding late payment fees or payment in full. The other delight was the journey, the saving, the waiting, the anticipation of acquisition and that was probably sweeter than all of the others. Yes, it's always the journey, not the destination. Likewise with AZ, I've enjoyed my journey with you guys and girls and hope it continues for a while more.
Fatboy is on a journey too and who knows when our paths with him will cross again? It will be his choosing and his timing or not at all. When you don't owe anyone, you get to make those kind of decisions.
JoeyA
Heck, from the sound of this, for a minute I thought you were leaving too.
Well, welcome back anyway. No more games with you either. You play way too good! I just got a line on you.
jay helfert said:Heck, from the sound of this, for a minute I thought you were leaving too.
Well, welcome back anyway. No more games with you either. You play way too good! I just got a line on you.
Jay (and JoeyA),
Let me speak on behalf of so many of the brethren here and say that we all have enjoyed the WORLD CLASS woofing that you and my great pal JoeyA have provided for us here. Both of you guys are to be commended for keeping it clean, funny and most of all, for setting the "woof-o-meter" to all time new heights.
Somewhere, McNugget is spinning around and probably can't figure out why!
So, since this proposed match up will probably not come to fruition, allow me to say on behalf of all of us who were amused (and amazed!
) by you guys that you both are highly regarded, much respected and beloved members of this hallowed forum.Thanks for the entertainment fellas.
jay helfert said:Heck, from the sound of this, for a minute I thought you were leaving too.
Well, welcome back anyway. No more games with you either. You play way too good! I just got a line on you.
Damn, it's so unfair that no one made a bet with me that this is not going down.
Anyway, I got my entertaining soap regardless of the outcome.
Terry Ardeno said:Jay (and JoeyA),
Let me speak on behalf of so many of the brethren here and say that we all have enjoyed the WORLD CLASS woofing that you and my great pal JoeyA have provided for us here. Both of you guys are to be commended for keeping it clean, funny and most of all, for setting the "woof-o-meter" to all time new heights.
Somewhere, McNugget is spinning around and probably can't figure out why!
So, since this proposed match up will probably not come to fruition, allow me to say on behalf of all of us who were amused (and amazed!
Thanks for the entertainment fellas.
Thanks Sheriff! Only fitting that our new Sheriff actually is in law enforcement.
Fat Boy left? No way???? I kinda liked him, all well...I wish him the very best... (But wish I had his bankroll..lol)
SPINDOKTOR
SPINDOKTOR
jay helfert said:
Don't even kid around about that
That just ain't me. Another thing...I have always admired the "tush-hogs" and tough guys. Despite posting in a civil manner most of the time here, what does it say when one of my all time favorite posts ever on AZB was the one I'm about to quote from the venerable JohnnyT himself, which he so eloquently posted on Jan 21, 2008. It reads as follows.....
Qoute JohnnyT-I wasn't there, but I want the right one to get popped. If it was the girl that was sharking for her bf then she needs to get popped by a biker chick for $50. All I'm saying is someone needs to get popped when that crap goes down. Sorry I'll shut up now. I'm just in one of those popping moods tonight. Johnnyt
That's how I think things should be handled when people get out of line and refuse to listen to reason.
Besides Jay, from my post the other day, YOU as the 2nd highest ranking member here should be the automatic choice for our new Sheriff. Smorgie is our "King" but is not known as an action man. Even he would admit that you are the better shooter. Again refering to my earlier thread on this subject, you, JoeyA and Blackjack should be the top contenders. Ross has a hot stick also, and loves action, so he's a contender also.
In fact, I hope somebody who is smarter than me with computers may be able to set up a "Voting poll in a new thread for who should be our next sheriff!" And every year or so, we can hold our AZB elections or primaries and then elections!
Either way, I'm nominating you Jay. You done shot all over the world, you know everybody who ever drove past a pool hall and 99% of the peeps here like you a lot. I think you would be a shoe in!
So what do you say? Are YOU up for the job as Sheriff of AZB?
Terry Ardeno said:Jay (and JoeyA),
Let me speak on behalf of so many of the brethren here and say that we all have enjoyed the WORLD CLASS woofing that you and my great pal JoeyA have provided for us here. Both of you guys are to be commended for keeping it clean, funny and most of all, for setting the "woof-o-meter" to all time new heights.
Somewhere, McNugget is spinning around and probably can't figure out why!
So, since this proposed match up will probably not come to fruition, allow me to say on behalf of all of us who were amused (and amazed!
Thanks for the entertainment fellas.
DON'T YOU EVA THINK THIS MATCH ISN'T GOING TO COME TO FRUITION!
It will happen even if I have to put the GINGERBREAD MAN back in the OVEN.
The GINGERBREAD MAN is my toast. I OWN HIM!
And he knows it. (SWEEEEEEEEEET!)
JoeyA
JoeyA said:DON'T YOU EVA THINK THIS MATCH ISN'T GOING TO COME TO FRUITION!
It will happen even if I have to put the GINGERBREAD MAN back in the OVEN.
The GINGERBREAD MAN is my toast. I OWN HIM!
And he knows it. (SWEEEEEEEEEET!)
JoeyA
Joey,
Do you realize this is getting old? You are beginning to sound like Cornfed (aka Bucktooth).
They sure make AZ interesting..their book will be great someday...Terry Ardeno said:Jay (and JoeyA),
Let me speak on behalf of so many of the brethren here and say that we all have enjoyed the WORLD CLASS woofing that you and my great pal JoeyA have provided for us here. Both of you guys are to be commended for keeping it clean, funny and most of all, for setting the "woof-o-meter" to all time new heights.
Somewhere, McNugget is spinning around and probably can't figure out why!
So, since this proposed match up will probably not come to fruition, allow me to say on behalf of all of us who were amused (and amazed!
Thanks for the entertainment fellas.
Can i be the Sheriffs Deputy Dog?
Smorgass Bored said:
Aint that the truth