When you run out of room in your storage closet so you have to use your wife's closet and side of the bed.
- when you worry more about your cues than your family and pets,
- when you buy a programmable thermostat and de-humidifyer to keep the house at an even 65 degrees and dry year round
- when you insure your cues instead of your health or life
- when your friends want to hold your cues and you say "hands off"
- when you remember every year, maker, number of inlays, and last value of every cue but can't remember your kids names, grade in school, or ages anymore
- when you're evicted for not paying rent and living on the street with your stack of cues
then it's probably time to cut back a little.